Connecticut Law
Title 38a Insurance


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Connecticut Laws | Title 38a Insurance

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CHAPTER 697 GENERAL PROVISIONS

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PART I DEFINITIONS. GENERAL PENALTY

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Sec. 38a-1. (Formerly Sec. 38-1). Definitions.

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Sec. 38a-2. (Formerly Sec. 38-2). General penalty.

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Secs. 38a-3 to 38a-6.

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PART II INSURANCE COMMISSIONER. POWERS AND DUTIES

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Sec. 38a-7. (Formerly Sec. 38-3). Appointment of commissioner.

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Sec. 38a-8. (Formerly Sec. 38-4). Duties of commissioner. Regulations. Sharing and maintenance of confidential information. Use of outside experts. Plan re medical malpractice industry.

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Sec. 38a-8a. Regulations on security and privacy standards.

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Sec. 38a-8b. Stop loss policies. Sale in this state. Regulations.

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Sec. 38a-9. (Formerly Sec. 38-4b). Divisions of Consumer Affairs and Rate Review. Duties. Annual reports by commissioner. Arbitration procedure.

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Sec. 38a-10. (Formerly Sec. 38-4c). Regulations on arbitration procedure.

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Sec. 38a-11. (Formerly Sec. 38-50). Fees to be paid commissioner.

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Sec. 38a-12. (Formerly Sec. 38-5). Annual reports.

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Sec. 38a-13. (Formerly Sec. 38-13). Annual report to state names of companies.

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Sec. 38a-14. (Formerly Sec. 38-7). Examination of affairs of insurance companies, corporations, associations or health care centers collecting underwriting data. Costs.

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Sec. 38a-14a. Examination of the financial condition of insurance companies.

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Sec. 38a-15. Market conduct examinations.

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Sec. 38a-16. (Formerly Sec. 38-7a). Investigations and hearings by Insurance Commissioner. Subpoenas. Injunctive relief.

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Sec. 38a-17. (Formerly Sec. 38-8). Authority of commissioner when business is being conducted improperly.

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Sec. 38a-18. (Formerly Sec. 38-9). Application by commissioner to act as receiver.

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Sec. 38a-19. (Formerly Sec. 38-349). Hearings on orders of commissioner. Appeals.

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Sec. 38a-20. (Formerly Sec. 38-17). Emergency regulations.

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Sec. 38a-21. Review and evaluation of mandated health benefits. Costs and assessments. Commissioner to contract with The University of Connecticut Center for Public Health and Health Policy. Report.

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Secs. 38a-22 to 38a-24.

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PART III SERVICE OF PROCESS

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Sec. 38a-25. (Formerly Sec. 38-23). Insurance Commissioner as agent for service of process.

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Sec. 38a-26. Procedure for service of process.

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Sec. 38a-27. (Formerly Sec. 38-267). Procedure where substituted service made against unauthorized insurer.

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Secs. 38a-28 to 38a-31.

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PART IV MEDICAL MALPRACTICE SCREENING PANEL

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Secs. 38a-32 to 38a-36. (Formerly Secs. 38-19b to 38-19f). Malpractice Screening Panel established. Selection of panel to screen malpractice claim. Hearing by panel; transcripts. Confidentiality of proceedings, records, findings and deliberations. Finding as to liability.

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Secs. 38a-37 to 38a-40.

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CHAPTER 698 INSURERS

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PART I IN GENERAL. COSTS

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Sec. 38a-41. (Formerly Sec. 38-20). Authority to do business. Licensure. Revocation or refusal to renew license. Fines. Company owned by a state or foreign nation or company controlled by insureds not to be licensed. Appeals. Plan of operations. Type of business to be conducted.

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Sec. 38a-41a. Certificate authorizing formation of insurance company or health care center. Information required by commissioner. Costs.

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Sec. 38a-42. (Formerly Sec. 38-20b). Contracts with life, accident or health insurance producers.

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Sec. 38a-43. (Formerly Sec. 38-22). Foreign and alien insurance companies may be prohibited from transacting business in this state.

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Sec. 38a-44. (Formerly Sec. 38-64b). Notice to commissioner of intent to discontinue line of insurance.

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Sec. 38a-45. (Formerly Sec. 38-29). Limitation on title insurance and mortgage guaranty insurance.

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Sec. 38a-46. (Formerly Sec. 38-30). Writing of participating and nonparticipating insurance by domestic stock and mutual insurance companies.

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Sec. 38a-47. (Formerly Sec. 38-53a). Payments by domestic insurance companies for expenditures of Insurance Department.

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Sec. 38a-48. (Formerly Sec. 38-53b). Assessment of payments by domestic insurance companies. Adjustments. Penalty. Interest. Payments credited to Insurance Fund. Allocation of assessments.

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Sec. 38a-49. (Formerly Sec. 38-51). Fraternal benefit societies and foreign or alien companies to reimburse state for costs of examination.

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Sec. 38a-50. (Formerly Sec. 38-52). Fraternal, foreign and alien life insurers to reimburse state for costs of valuation.

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Sec. 38a-51. (Formerly Sec. 38-53). Assessment of costs of examination and valuation. Payments credited to Insurance Fund.

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Sec. 38a-52. (Formerly Sec. 38-54). Appeal from assessment.

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Sec. 38a-52a. Insurance Fund established.

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Sec. 38a-53. (Formerly Sec. 38-24). Requirements re filing of annual reports and financial statements by company. Late filing fee.

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Sec. 38a-53a. Annual statement convention blank filing with the National Association of Insurance Commissioners. Financial statements and other information filing with the National Association of Insurance Commissioners.

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Sec. 38a-54. Audited reports.

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Sec. 38a-55. Hypothecation of assets.

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Sec. 38a-56. (Formerly Sec. 38-19). False returns to commissioner.

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Sec. 38a-57. (Formerly Sec. 38-26a). Retention of records and assets in state.

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Sec. 38a-58. (Formerly Sec. 38-40). Change of location of domestic insurance company.

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Sec. 38a-58a. Transfer of domicile: By foreign insurance company to this state; by domestic insurance company to another state. Procedures.

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Sec. 38a-59. (Formerly Sec. 38-42a). Change of name of domestic insurance company or health care center with capital stock.

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Sec. 38a-60. (Formerly Sec. 38-27a). Continuity of management during national emergencies.

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Sec. 38a-61. (Formerly Sec. 38-134). Limitation of use of power of attorney.

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Sec. 38a-62. (Formerly Sec. 38-27b). Indemnification of directors, officers and employees of mutual insurance companies.

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Sec. 38a-63. Limitation of liability of director of mutual insurance company.

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Sec. 38a-64. (Formerly Sec. 38-41). Donations by domestic mutual companies.

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Sec. 38a-65. (Formerly Sec. 38-48). Disposition of unclaimed dividends of insolvent company.

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Sec. 38a-66. Reinsurance of insurance business with other insurers by agreement of bulk reinsurance.

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Sec. 38a-67. Reporting requirement for cancellations and revisions of ceded reinsurance agreements.

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Sec. 38a-67a. Acquisitions and dispositions of assets, reporting requirement waived, when. Asset acquisitions and dispositions, defined. Information required to be disclosed.

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Sec. 38a-67b. Nonrenewals, cancellations or revisions, reporting requirement waived, when. Information required to be disclosed.

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Sec. 38a-68.

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PART II* FINANCIAL REQUIREMENTS

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Sec. 38a-69a. Confidentiality of financial examination workpapers and operating and financial condition reports. Confidentiality of certain supplemental compensation exhibits and stockholder information supplements. Exceptions.

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Sec. 38a-70. Accounting standards.

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Sec. 38a-71. Minimum asset requirements. Minimum capital and minimum surplus requirements.

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Sec. 38a-72. (Formerly Sec. 38-93). Financial requirements to license an insurance company.

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Sec. 38a-72a. Regulations.

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Sec. 38a-73. (Formerly Sec. 38-110). Limitation of risks.

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Sec. 38a-74. (Formerly Sec. 38-94). Estimation of trusteed surplus.

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Sec. 38a-75. (Formerly Sec. 38-95). Appointment of trustees. Examinations by commissioner.

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Sec. 38a-76. (Formerly Sec. 38-25). Reserves.

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Sec. 38a-77. (Formerly Sec. 38-130). Valuation of reserve.

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Sec. 38a-78. (Formerly Sec. 38-130e). Ascertainment of reserves for life insurance policies and annuity and pure endowment contracts. Annual reporting of reserves to commissioner. Issuance of opinion by qualified actuary. Memorandum in support of opinion. Additional reserves as determined by qualified actuary not deemed a higher standard of valuation. Minimum standards of valuation for health insurance plans. Regulations.

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Sec. 38a-79. (Formerly Sec. 38-26). Valuation of securities.

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Sec. 38a-79a. Short title: Standard Valuation Law.

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Sec. 38a-80. (Formerly Sec. 38-164). Premium reserve for health, accident and liability business.

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Sec. 38a-81. (Formerly Sec. 38-132). Sale of property taken for debts.

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Sec. 38a-82. (Formerly Sec. 38-133). Improvement of real estate.

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Sec. 38a-83. (Formerly Sec. 38-43). Securities required by other states deposited with State Treasurer.

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Sec. 38a-84. (Formerly Sec. 38-47). Securities to be delivered to receiver.

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Sec. 38a-85. Credit allowed a domestic ceding insurer. Requirements re filing of annual reports and financial statements.

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Sec. 38a-86. Reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer.

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Sec. 38a-87. Qualified United States financial institutions.

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Sec. 38a-88. Regulations.

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Sec. 38a-88a. Connecticut insurance reinvestment funds, authorized. Tax credits. Regulations.

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Sec. 38a-88b. Applicability of section 38a-88a.

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Sec. 38a-89. Reinsurance agreements affected.

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PART IIa MANAGING GENERAL AGENTS AND CONTROLLED INSURERS.

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Sec. 38a-90. Short title: Managing General Agents Act.

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Sec. 38a-90a. Definitions.

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Sec. 38a-90b. Licensing of managing general agents.

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Sec. 38a-90c. Contractual agreement between insurer and managing general agent. Minimum provisions of the contract.

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Sec. 38a-90d. Duties of the insurer.

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Sec. 38a-90e. Acts of managing general agent considered to be acts of insurer. Examination of the managing general agent.

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Sec. 38a-90f. Violations of the Managing General Agents Act. Hearing and notices. Fines. Loss or damage due to noncompliance rehabilitation or liquidation. Civil actions and other relief.

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Sec. 38a-90g. Regulations.

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Sec. 38a-90h. Utilization of managing general agent's services. Exceptions.

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Sec. 38a-91. Definitions.

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Sec. 38a-91a. Insurers affected.

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Sec. 38a-91b. Controlling insurers. Applicability. Minimum provisions.

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Sec. 38a-91c. Disclosure to insured by controlling producer. Exception.

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Sec. 38a-91d. Noncompliance: Remedies allowed.

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Secs. 38a-91e to 38a-91j.

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Sec. 38a-91k. Captive insurers: Information to be submitted to commissioner.

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Secs. 38a-91l to 38a-91z.

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Sec. 38a-91aa. Definitions.

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Sec. 38a-91bb. Captive insurance companies. Licenses. Fees.

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Sec. 38a-91cc. Same or deceptively similar name prohibited.

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Sec. 38a-91dd. Capital and surplus requirements.

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Sec. 38a-91ee. Payment of dividends and other distributions.

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Sec. 38a-91ff. Incorporation and formation.

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Sec. 38a-91gg. Annual reports.

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Sec. 38a-91hh. Examinations of captive insurance companies. Costs. Confidentiality of financial examination workpapers and reports.

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Sec. 38a-91ii. Suspension, revocation or refusal to renew license.

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Sec. 38a-91jj. Applicability of state investment laws. Certain loans and investments required to be approved by commissioner. Loans of minimum capital and surplus funds prohibited.

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Sec. 38a-91kk. Reinsurance.

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Sec. 38a-91ll. Rating organization.

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Sec. 38a-91mm. Guaranty association and insolvency fund exclusion.

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Sec. 38a-91nn. Premium receipts tax.

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Sec. 38a-91oo. Applicability of insurance statutes.

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Sec. 38a-91pp. Conversions and mergers. Approval by commissioner.

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Sec. 38a-91qq. Regulations.

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PART IIb FINANCIAL GUARANTY INSURANCE ACT

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Sec. 38a-92. Financial Guaranty Insurance Act, generally.

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Sec. 38a-92a. Definitions.

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Sec. 38a-92b. Licensing of financial guaranty insurance corporations. Reinsurance.

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Sec. 38a-92c. Contingency reserves.

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Sec. 38a-92d. Reserves against unpaid losses and loss expense.

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Sec. 38a-92e. Unearned premium reserve.

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Sec. 38a-92f. Disclosures in prospectus or other offering document.

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Sec. 38a-92g. Financial guaranty insurance transactions. Exceptions.

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Sec. 38a-92h. Copies of relevant materials.

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Sec. 38a-92i. Net liability. Kinds of obligations.

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Sec. 38a-92j. Limiting of exposure to loss on any one risk.

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Sec. 38a-92k. Exceeding of limitations by licensed financial insurance corporations. Notification of commissioner. Hearing.

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Sec. 38a-92l. Other licensed insurers transacting financial guaranty insurance to be subject to provisions of this part.

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Sec. 38a-92m. Credit for reinsurance as an asset or as a reduction from liability, when.

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Sec. 38a-92n. Filing of policy forms and amendments with commissioner.

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Sec. 38a-93.

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PART III INVESTMENTS

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Secs. 38a-94 to 38a-101. (Formerly Secs. 38-141a to 38-146a and 38-148). Domestic life insurers: Certain investments forbidden; unqualified loans and investments, limit permitted; investment in obligations guaranteed by federal or state government; approval of loans and investments; officers to receive no compensation for negotiating loan; security for loans; acquisition and organization of subsidiaries by domestic mutual life insurance companies; penalty for authorizing illegal investments.

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Sec. 38a-102. Investments. Derivative financial transactions. Regulations.

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Sec. 38a-102a. Nonadmitted investment assets. Divestiture order, notice and hearing.

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Sec. 38a-102b. Definitions.

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Sec. 38a-102c. Investments of admitted assets. Limitations.

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Sec. 38a-102d. Affiliate relationships in the investment of admitted assets. Limitations.

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Sec. 38a-102e. Loan or investment prohibition.

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Sec. 38a-102f. Prohibition of compensation for negotiating a loan.

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Sec. 38a-102g. Investments of foreign and alien insurers.

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Sec. 38a-102h. Policies and procedures re use of special knowledge or information.

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Sec. 38a-102i. Exceptions.

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Secs. 38a-103 to 38a-116.

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PART IV INSIDER TRADING OF EQUITY SECURITIES

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Sec. 38a-117. (Formerly Sec. 38-68a). Insider trading of equity securities. Definitions.

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Sec. 38a-118. (Formerly Sec. 38-68b). Beneficial owners of securities to file with commissioner.

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Sec. 38a-119. (Formerly Sec. 38-68c). Disposition of certain profits realized by owners and officers.

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Sec. 38a-120. (Formerly Sec. 38-68d). Sales of securities restricted.

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Sec. 38a-121. (Formerly Sec. 38-68e). Excepted transactions.

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Sec. 38a-122. (Formerly Sec. 38-68f). Foreign or domestic arbitrage transactions.

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Sec. 38a-123. (Formerly Sec. 38-68g). Securities of certain companies not covered.

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Sec. 38a-124. (Formerly Sec. 38-68h). Regulations.

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Secs. 38a-125 to 38a-128.

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PART V ACQUISITION OF CONTROLLING INTEREST

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Sec. 38a-129. (Formerly Sec. 38-39a). Purpose. Definition.

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Sec. 38a-130. (Formerly Sec. 38-39b). Acquisition of control of domestic insurance companies. Information statement furnished commissioner and insurer. Violations.

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Sec. 38a-131. (Formerly Sec. 38-39c). Form of information statement.

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Sec. 38a-132. (Formerly Sec. 38-39d). Disposition re acquisition. Hearing. Standard of review.

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Sec. 38a-133. (Formerly Sec. 38-39e). Exemptions.

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Sec. 38a-134. (Formerly Sec. 38-39f). Nonvotable securities. Injunctive relief.

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Sec. 38a-135. (Formerly Sec. 38-39g). Registration of insurance holding company members. Content of the registration statement. Termination of the registration statement. Disclaimer of affiliation. Penalty. Exemptions.

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Sec. 38a-136. (Formerly Sec. 38-39h). Requirements re transactions between insurance companies and affiliates. Extraordinary dividends or distributions. Prohibited transactions between domestic insurance companies and controlling persons.

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Sec. 38a-137. (Formerly Sec. 38-39i). Information furnished commissioner confidential. Exceptions.

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Sec. 38a-138. (Formerly Sec. 38-39j). Regulations.

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Sec. 38a-139. (Formerly Sec. 38-39k). Appeals.

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Sec. 38a-140. (Formerly Sec. 38-39l). Remedial and penal provisions.

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Sec. 38a-141. (Formerly Sec. 38-39m). Financial and market conduct examination of acquired domestic insurance company. Transactions limited. Penalties. Regulations.

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Secs. 38a-142 to 38a-145.

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PART VI MONOPOLIES. SALE OR EXCHANGE OF STOCK.

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Sec. 38a-146. (Formerly Sec. 38-37). Domestic insurance company may acquire stock of other companies.

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Sec. 38a-147. (Formerly Sec. 38-37a). Solicitation of proxies.

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Sec. 38a-148. (Formerly Sec. 38-37b). Redemption of shares of domestic insurance company. Notice. Determination of fair value.

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Sec. 38a-149. (Formerly Sec. 38-38). Interlocking directorate.

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Sec. 38a-150. (Formerly Sec. 38-39). Monopoly. Complaint and hearing. Cease and desist order.

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Sec. 38a-151. (Formerly Sec. 38-34). Reduction of capital stock.

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Sec. 38a-152. (Formerly Sec. 38-35). Issuance of stock in exchange for stock of another company.

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Sec. 38a-153. (Formerly Sec. 38-42). Merger or consolidation of companies.

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Sec. 38a-154. (Formerly Sec. 38-36). Filing of the certificate of merger or consolidation with the Secretary of the State.

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Sec. 38a-155. (Formerly Sec. 38-42b). Conversion of hospital and medical service corporation to mutual insurance company. Procedure. Authorized agents to sell products.

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Secs. 38a-156 to 38a-159.

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PART VII INSURANCE PREMIUM FINANCE COMPANIES

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Sec. 38a-160. (Formerly Sec. 38-290). Exceptions.

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Sec. 38a-161. (Formerly Sec. 38-291). Definitions.

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Sec. 38a-162. (Formerly Sec. 38-292). License required. Expiration. Fee. Required information.

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Sec. 38a-163. (Formerly Sec. 38-293). Application for license. Investigation. Hearing on license denial. Issuance or renewal.

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Sec. 38a-164. (Formerly Sec. 38-294). Revocation, suspension or refusal to renew license. Hearing. Fine. Petition to show cause.

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Sec. 38a-165. (Formerly Sec. 38-295). Records of licensee.

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Sec. 38a-166. (Formerly Sec. 38-296). Regulations.

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Sec. 38a-167. (Formerly Sec. 38-297). Insurance premium finance agreement requirements.

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Sec. 38a-168. (Formerly Sec. 38-298). Service charge.

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Sec. 38a-169. (Formerly Sec. 38-299). Delinquency charge.

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Sec. 38a-170. (Formerly Sec. 38-300). Cancellation of insurance contract on default of insured.

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Secs. 38a-171 to 38a-174.

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CHAPTER 698a HEALTH CARE AND RELATED SERVICE GROUPS

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PART I* HEALTH CARE CENTERS

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Sec. 38a-176. (Formerly Sec. 33-179b). Applicable statutes. Activities and purposes of health care center.

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Sec. 38a-177. (Formerly Sec. 33-179c). Manner of providing health care.

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Sec. 38a-178. (Formerly Sec. 33-179e). Organization.

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Sec. 38a-179. (Formerly Sec. 33-179g). Management of health care center. Directors.

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Sec. 38a-180. (Formerly Sec. 33-179h). Clinics. Liability of practitioners to reprimand or discipline. Choice in selection of practitioner.

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Sec. 38a-181. (Formerly Sec. 33-179i). Acceptance of payments, grants and loans for cost of operation.

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Sec. 38a-182. (Formerly Sec. 33-179j). Agreements with subscribers. Agreement requirements. Evidence of coverage.

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Sec. 38a-183. (Formerly Sec. 33-179k). Approval by commissioner of amounts to be paid subscribers and agreements. Component of rate. Capital reserve fund. Methods of protecting members from liability for uncovered expenditures.

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Sec. 38a-184. (Formerly Sec. 33-179l). Expenditure of funds.

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Sec. 38a-185. (Formerly Sec. 33-179m). Appeal from commissioner. Resolution of dispute between community member and corporation.

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Sec. 38a-186. (Formerly Sec. 33-179n). Disposition of property on termination. Prohibitions re stock transactions and mergers.

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Sec. 38a-187. (Formerly Sec. 33-179o). Investments. Use of ancillary equipment and facilities.

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Sec. 38a-188. (Formerly Sec. 33-179p). Health care centers. Applicability of certain insurance statutes. Exemption from certain taxes. Evaluation of financial resources.

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Sec. 38a-189. (Formerly Sec. 33-179q). Workers' Compensation Act not affected.

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Sec. 38a-190. (Formerly Sec. 33-179r). Inapplicability of other laws.

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Sec. 38a-191. (Formerly Sec. 33-179s). Authority of insurance companies not affected.

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Sec. 38a-192. (Formerly Sec. 33-179u). Regulations by Insurance Commissioner.

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Sec. 38a-193. Protection against insolvency.

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Sec. 38a-193a. Uncovered expenditures insolvency deposit by health care center. Requirements. Withdrawal of deposit. Regulations.

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Sec. 38a-194. Enrollment period. Replacement coverage in the event of insolvency.

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Secs. 38a-195 to 38a-198.

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PART II* HOSPITAL SERVICE CORPORATIONS

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Sec. 38a-200. (Formerly Sec. 33-158). Incorporation. Representation of policyholders on board of directors.

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Sec. 38a-201. (Formerly Sec. 33-159). Form of contract.

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Sec. 38a-202. (Formerly Sec. 33-160). Reports and examinations.

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Sec. 38a-203. (Formerly Sec. 33-161). Investments.

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Sec. 38a-204. (Formerly Sec. 33-162). Liquidation or rehabilitation. Mergers.

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Sec. 38a-205. (Formerly Sec. 33-163). Workers' compensation law not affected.

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Sec. 38a-206. (Formerly Sec. 33-164). Fraternal benefit societies and life or accident insurance companies not affected.

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Sec. 38a-207. (Formerly Sec. 33-165). Exemption from taxation.

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Sec. 38a-208. (Formerly Sec. 33-166). Rates and contracts to be approved.

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Sec. 38a-209. (Formerly Sec. 33-167). Appeal.

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Secs. 38a-210 to 38a-213.

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PART III* MEDICAL SERVICE CORPORATIONS

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Sec. 38a-215. (Formerly Sec. 33-169). Formation.

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Sec. 38a-216. (Formerly Sec. 33-170). Incorporation. Representation of policyholders on board of directors.

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Sec. 38a-217. (Formerly Sec. 33-171). Form of contract.

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Sec. 38a-218. (Formerly Sec. 33-172). Rates and contracts to be approved.

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Sec. 38a-219. (Formerly Sec. 33-173). Reports and examinations. Insurance Commissioner's supervision.

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Sec. 38a-220. (Formerly Sec. 33-174). Investments.

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Sec. 38a-221. (Formerly Sec. 33-175). Liquidation or rehabilitation. Mergers.

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Sec. 38a-222. (Formerly Sec. 33-176). Workers' compensation law not affected.

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Sec. 38a-223. (Formerly Sec. 33-177). Fraternal benefit societies and life or accident insurance companies not affected.

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Sec. 38a-224. (Formerly Sec. 33-178). Exemption from taxation.

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Sec. 38a-225. (Formerly Sec. 33-179). Appeal.

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Sec. 38a-226. Definitions.

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Sec. 38a-226a. Annual licensure. Fees. Complaints re utilization review companies. Certification and release of information. Compliance.

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Sec. 38a-226b. Violations. Notice and hearing. Penalties. Appeal.

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Sec. 38a-226c. Utilization review company minimum standards: Determinations, notification, appeals and expedited review. Reports to commissioner. Penalties. Regulations.

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Sec. 38a-226d. Standards of utilization review companies.

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Secs. 38a-227 to 38a-229.

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CHAPTER 698b PREPAID LEGAL SERVICES

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Sec. 38a-230. (Formerly Sec. 38-401). Definitions. Legal service corporation may fix rates and contract for coordination of benefits.

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Sec. 38a-231. (Formerly Sec. 38-402). Bar associations may form nonprofit legal service corporations.

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Sec. 38a-232. (Formerly Sec. 38-403). Hospital service corporation may form corporation establishing nonprofit legal service plan.

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Sec. 38a-233. (Formerly Sec. 38-404). Insurance company may issue contracts for payment of legal costs.

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Sec. 38a-234. (Formerly Sec. 38-405). Incorporation of legal service corporations.

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Sec. 38a-235. (Formerly Sec. 38-406). Nature of contract and mandatory provisions.

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Sec. 38a-236. (Formerly Sec. 38-407). Filing of contracts and contract rates with Insurance Commissioner.

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Sec. 38a-237. (Formerly Sec. 38-408). Filing of statement of financial condition. Insurance Commissioner's examination of legal service corporation; visitation rights; summoning of witnesses.

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Sec. 38a-238. (Formerly Sec. 38-409). Investment of legal service corporation funds.

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Sec. 38a-239. (Formerly Sec. 38-410). Liquidation, dissolution or rehabilitation of legal service corporation.

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Sec. 38a-240. (Formerly Sec. 38-411). Legal service corporation property exempt from taxes.

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Sec. 38a-241. (Formerly Sec. 38-412). Appeal from order of Insurance Commissioner. Disputes between subscriber and legal service corporation; venue.

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Sec. 38a-242. (Formerly Sec. 38-413). Legal service corporation to reimburse state for cost and expense of regulation. Special charge in addition to tax under chapter 207.

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Sec. 38a-243. (Formerly Sec. 38-414). Plan to permit subscribers to choose their own attorneys.

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Sec. 38a-244. (Formerly Sec. 38-415). Applicability.

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Sec. 38a-245. (Formerly Sec. 38-416). Solicitation of subscribers; prohibited acts.

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Secs. 38a-246 to 38a-249.

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CHAPTER 698c RISK RETENTION GROUPS

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Sec. 38a-250. (Formerly Sec. 38-530). Definitions.

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Sec. 38a-251. (Formerly Sec. 38-531). Licensure of risk retention groups chartered in this state. Submission of plan of operation.

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Sec. 38a-252. (Formerly Sec. 38-532). Requirements for risk retention groups chartered outside the state.

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Sec. 38a-253. (Formerly Sec. 38-533). Submission of information to Insurance Commissioner from risk retention groups domiciled outside state. Requirements re filing of annual reports and financial statements by company. Financial examination.

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Sec. 38a-254. (Formerly Sec. 38-534). Premiums subject to taxation.

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Sec. 38a-255. (Formerly Sec. 38-535). Notice on policies issued by risk retention group.

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Sec. 38a-256. (Formerly Sec. 38-536). Solicitation or sale of insurance prohibited if financially impaired.

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Sec. 38a-257. (Formerly Sec. 38-537). Solicitation or sale of insurance only to persons eligible for group membership.

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Sec. 38a-258. (Formerly Sec. 38-538). Insurance company membership in risk retention group limited.

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Sec. 38a-259. (Formerly Sec. 38-539). Insurance insolvency guaranty funds not applicable to risk retention groups.

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Sec. 38a-260. (Formerly Sec. 38-540). Applicability of insurance laws to purchasing groups. Certain disclosures required. When.

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Sec. 38a-261. (Formerly Sec. 38-541). Purchasing group to furnish notice to Insurance Commissioner.

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Sec. 38a-262. (Formerly Sec. 38-542). Authority of Insurance Commissioner.

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Sec. 38a-263. (Formerly Sec. 38-543). License required for producers.

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Sec. 38a-264. (Formerly Sec. 38-544). Penalties for violations of chapter.

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Sec. 38a-265. (Formerly Sec. 38-545). Federal injunctions enforceable in state courts.

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Sec. 38a-266. (Formerly Sec. 38-546). Regulations by Insurance Commissioner.

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Secs. 38a-267 to 38a-270.

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CHAPTER 698d UNAUTHORIZED INSURERS ACT

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Sec. 38a-271. (Formerly Sec. 38-263). Definitions. Acts of doing an insurance business. Exceptions.

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Sec. 38a-272. (Formerly Sec. 38-264). Prohibited acts of an insurance business.

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Sec. 38a-273. (Formerly Sec. 38-266). Secretary of the State as agent for service of process in proceedings by the state or commissioner. Judgment by default. Action by Attorney General.

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Sec. 38a-274. (Formerly Sec. 38-268). Failure to make payment under contract or to defend in proceedings.

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Sec. 38a-275. (Formerly Sec. 38-269). Contracts entered into by unauthorized insurers are unenforceable.

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Sec. 38a-276. (Formerly Sec. 38-270). Investigators and adjusters to report unauthorized insurers.

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Sec. 38a-277. (Formerly Sec. 38-271). Insureds involved with unauthorized insurers. Report to commissioner. Premium receipts tax. Penalty. Exceptions. Administration of tax.

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Sec. 38a-278. (Formerly Sec. 38-272). Penalties.

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Secs. 38a-279 to 38a-282.

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CHAPTER 699 INSURANCE CONTRACTS IN GENERAL

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Sec. 38a-283. (Formerly Sec. 38-20c). Insurance policy signatures.

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Sec. 38a-284. (Formerly Sec. 38-157). Insurance contracts by minors.

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Sec. 38a-285. (Formerly Sec. 38-108). Two or more companies may issue a combination policy covering marine and transportation business.

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Sec. 38a-286. (Formerly Sec. 38-109). Companies may insure any risks pertaining to transportation and navigation.

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Sec. 38a-287. (Formerly Sec. 38-163). Defrauding life or accident insurance companies.

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Sec. 38a-288. (Formerly Sec. 38-33). Insurance sold in connection with installment contracts and loans.

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Sec. 38a-289. (Formerly Sec. 38-28). Contracts of reinsurance.

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Sec. 38a-290. (Formerly Sec. 38-27). Time limitation on suits and arbitration claims.

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Sec. 38a-291. Life insurance owned by an employer or trust. Provisions and prohibitions. Construction.

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Secs. 38a-292 to 38a-294.

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CHAPTER 699a READABLE LANGUAGE IN INSURANCE POLICIES

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Sec. 38a-295. (Formerly Sec. 38-68s). Short title: Insurance Plain Language Act.

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Sec. 38a-296. (Formerly Sec. 38-68t). Definitions.

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Sec. 38a-297. (Formerly Sec. 38-68u). Definition of readable language. Certification.

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Sec. 38a-298. (Formerly Sec. 38-68v). Method of measurement for Flesch reading ease test score.

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Sec. 38a-299. (Formerly Sec. 38-68w). Policies to be made readable. Effective dates. Approval by commissioner.

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Sec. 38a-300. (Formerly Sec. 38-68x). Exemptions.

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Secs. 38a-301 to 38a-304.

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CHAPTER 700* PROPERTY AND CASUALTY INSURANCE

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PART I* IN GENERAL

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Sec. 38a-306. (Formerly Sec. 38-97). Standard form of fire insurance policy; designation; penalty.

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Sec. 38a-307. (Formerly Sec. 38-98). Standard form.

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Sec. 38a-307a. Terrorism exclusion in condominium association master policy prohibited. Conditions re terrorism exclusion in other commercial risk insurance policy.

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Sec. 38a-308. (Formerly Sec. 38-99). Provisions of policy or contract.

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Sec. 38a-309. (Formerly Sec. 38-100). Binders for temporary insurance. Written binder as evidence of insurance on mortgaged property.

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Sec. 38a-310. (Formerly Sec. 38-101). Combination standard form of fire insurance policy.

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Sec. 38a-311. (Formerly Sec. 38-102). Forms of supplemental contracts or extended coverage endorsements.

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Sec. 38a-312. (Formerly Sec. 38-103). Renewal certificates.

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Sec. 38a-313. (Formerly Sec. 38-104). Replacement insurance.

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Sec. 38a-313a. Notice to insured re repair or remediation work under a personal or commercial risk policy. Exceptions.

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Sec. 38a-314. (Formerly Sec. 38-105). Conditions to be stated in body of policy.

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Sec. 38a-315. (Formerly Sec. 38-106). Form of policies in other states.

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Sec. 38a-316. (Formerly Sec. 38-114). Premium notes subject to set-off.

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Sec. 38a-316a. Insurers prohibited from refusing to issue or renew homeowners insurance policies solely on basis that homeowner failed to install permanent storm shutters to mitigate loss from hurricanes and other severe storms.

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Sec. 38a-316b. Premium discount on homeowners insurance policies for installation of permanent storm shutters or impact-resistant glass.

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Sec. 38a-316c. Coastal market assistance program established to assist coastal area residents to obtain homeowners insurance. Regulations.

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Sec. 38a-317. (Formerly Sec. 38-114g). Owner of mobile home eligible for homeowners policy.

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Sec. 38a-318. (Formerly Sec. 38-114h). Information to be furnished relative to fire losses. Limitation on liability. Confidentiality of information. Testimony concerning information given authorized agencies.

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Sec. 38a-318a. Information to be furnished to Commissioner of Administrative Services re filed liability insurance claims. Confidentiality of information. Costs and reimbursement. Immunity from liability.

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Sec. 38a-319. (Formerly Sec. 38-31). Agreement of indemnification for injury from future accident to constitute contract.

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Sec. 38a-320. (Formerly Sec. 38-31a). Home warranty contract or home warranty service agreement. Definition. Constitutes insurance contract.

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Sec. 38a-321. (Formerly Sec. 38-175). Liability of insurer under liability policy.

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Sec. 38a-322. (Formerly Sec. 38-185v). Binders for personal and commercial risk insurance.

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Sec. 38a-323. (Formerly Sec. 38-185w). Notice of nonrenewal and premium billing for personal and commercial risk policies. Applicable to surplus lines insurers. Good faith effort as market conduct examination criterion.

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Sec. 38a-323a. Designation of a third party to receive nonrenewal and cancellation notices on behalf of an individual aged fifty-five or older. Option available for automobile and homeowners policies.

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Sec. 38a-323b. Written notice of personal risk claim denial. Notice to include Insurance Department contact information.

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Sec. 38a-323c. Notice of late fee amount and applicability re personal risk insurance policies.

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Sec. 38a-324. (Formerly Sec. 38-185x). Cancellation of commercial risk insurance policies. Notice requirements. Applicable to surplus lines insurers.

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Sec. 38a-325. Notice of cancellation or discontinuation of professional liability insurance to covered employees.

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Sec. 38a-326. (Formerly Sec. 38-185y). Insurance loss information provided upon cancellation or nonrenewal. Claim information provided upon request.

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Sec. 38a-327. (Formerly Sec. 38-17a). Regulations on claims-made policies.

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Sec. 38a-328. (Formerly Sec. 38-114f). Adoption of a fire, liability and allied lines underwriting facility.

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Sec. 38a-329. (Formerly Sec. 38-185l). Residual market mechanism for property and casualty insurance.

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Sec. 38a-330. Transfer of policy to affiliate due to merger or acquisition. Notice.

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Secs. 38a-331 to 38a-333.

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PART II* MOTOR VEHICLE POLICIES

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Sec. 38a-335. (Formerly Sec. 38-175b). Minimum coverages. Applicability. Statement of coverage for rented motor vehicle.

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Sec. 38a-335a. Disclosure of automobile insurance policy limits.

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Sec. 38a-336. (Formerly Sec. 38-175c). Uninsured and underinsured motorist coverage.

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Sec. 38a-336a. Underinsured motorist conversion coverage.

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Sec. 38a-336b. Subrogation against owner or operator of underinsured motor vehicle prohibited.

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Sec. 38a-336c. Claims for uninsured or underinsured motorist benefits.

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Sec. 38a-337. (Formerly Sec. 14-130). Apportionment of risks.

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Sec. 38a-338. (Formerly Sec. 38-175d). Policies deemed to provide coverage in accordance with regulations.

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Sec. 38a-339. (Formerly Sec. 38-175t). Comprehensive automobile coverage to include optional coverage for repair or replacement of damaged safety glass without deductible or minimum amount.

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Sec. 38a-340. (Formerly Sec. 38-175e). Binders, renewal endorsements and evidences of renewal.

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Sec. 38a-341. (Formerly Sec. 38-175f). Cancellation of motor vehicle liability policy: Definitions.

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Sec. 38a-342. (Formerly Sec. 38-175g). Bases for cancellation.

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Sec. 38a-343. (Formerly Sec. 38-175h). Receipt of cancellation notice. Reason for cancellation. Notice of cancellation. Requirements. Cancellation fee limited.

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Sec. 38a-343a. Notification of Commissioner of Motor Vehicles of the cancellation of private passenger motor vehicle liability insurance policies. When.

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Sec. 38a-344. (Formerly Sec. 38-175j). Proof of notice.

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Sec. 38a-345. (Formerly Sec. 38-175k). Notice of possible eligibility for assigned risk plan.

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Sec. 38a-346. (Formerly Sec. 38-175l). Liability of persons furnishing information to insured.

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Sec. 38a-347. (Formerly Sec. 38-175m). Safe driver classification plans for motor vehicle insurance. Review.

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Sec. 38a-348. (Formerly Sec. 38-175n). Mandatory medical examination; cost to be paid by insurer.

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Sec. 38a-349. (Formerly Sec. 38-175p). Insurer to file automobile liability policy underwriting rules and regulations with commissioner. Approval procedure.

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Sec. 38a-350. (Formerly Sec. 38-175q). Automobile liability policy information to be filed with commissioner.

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Sec. 38a-351. (Formerly Sec. 38-175r). Automobile liability insurance for volunteer firemen and members of volunteer ambulance companies. Nonrenewal and surcharge prohibited.

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Sec. 38a-351a. Collision deductible included in subrogation demand.

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Sec. 38a-352. (Formerly Sec. 38-175s). Motor vehicle claims to be paid by check, electronic transfer or other immediately accessible means.

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Sec. 38a-353. (Formerly Sec. 38-175y). Calculation of settlement amount on totalled motor vehicle. Disclosures required.

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Sec. 38a-354. (Formerly Sec. 38-175u). Automobile appraisers and insurers prohibited from requiring where repairs should be made or making certain statements. Notice required on appraisals or estimates.

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Sec. 38a-355. (Formerly Sec. 38-175z). Notice required concerning parts used to repair damaged private passenger motor vehicles.

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Sec. 38a-356. (Formerly Sec. 38-175v). Disclosure of information by insurance company re motor vehicle losses or fraudulent claims. Insurance company reports to commissioner. Immunity from liability. Confidentiality.

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Sec. 38a-357. (Formerly Sec. 38-175w). Insurer to report motor vehicle theft or fire loss to National Insurance Crime Bureau. Bureau to establish central index file.

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Sec. 38a-358. (Formerly Sec. 38-175x). Declination, cancellation or nonrenewal of private passenger nonfleet auto insurance policies prohibited for certain reasons.

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Secs. 38a-359 to 38a-362.

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PART III* NO-FAULT MOTOR VEHICLE INSURANCE

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Sec. 38a-364. (Formerly Sec. 38-319a). Insurance identification cards. Temporary card to be issued with binder.

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Secs. 38a-365 to 38a-369. (Formerly Secs. 38-320 to 38-323, 38-325). Liability of owner's insurer for basic reparations benefits. Payees of basic reparations benefits. Injury to employee. Cause of action allowable, when. Subrogation.

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Sec. 38a-370. (Formerly Sec. 38-326). Residual liability insurance.

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Sec. 38a-371. (Formerly Sec. 38-327). Mandatory security requirements.

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Sec. 38a-372. (Formerly Sec. 38-328). Insurers required to declare that policies deemed to provide required security.

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Secs. 38a-373 to 38a-378. (Formerly Secs. 38-329 to 38-334). Property damage coverage not included. Optional reparations coverage. Converter of private passenger vehicle disqualified. Person intentionally causing injury not covered. Payments as economic loss accrues. Award of attorney's fees.

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Sec. 38a-379. (Formerly Sec. 38-335). Civil action to enforce rights and obligations.

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Secs. 38a-380 to 38a-384. (Formerly Secs. 38-336 to 38-340). Benefits exempt from garnishment, etc. Insurer's liability for rehabilitation treatment or training. Benefits available through assigned claims plan, when. Assigned claims bureau and plan. Filing of application for claim with bureau.

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Sec. 38a-385. (Formerly Sec. 38-341). Assigned risk plan.

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Sec. 38a-386. (Formerly Sec. 38-342). Submission of data to commissioner. Plan for allocation and compilation of claims and loss experience data.

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Sec. 38a-387. (Formerly Sec. 38-344). Special surety or guaranty filings. Order to suspend or modify filing requirements.

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Sec. 38a-388. (Formerly Sec. 38-350). Conflict with chapters 246, 247, 248.

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Sec. 38a-389. Filing of rates to reflect premium savings. Prior rate approval.

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Secs. 38a-390 to 38a-392.

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PART IV PROFESSIONAL LIABILITY INSURANCE

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Sec. 38a-393. (Formerly Sec. 38-370a). Record of cancellation of professional liability policies. Regulations.

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Sec. 38a-394. (Formerly Sec. 38-370c). Mandatory provisions for professional liability insurance policies issued on a claims-made basis. Additional requirements for certain claims-made medical malpractice policies.

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Sec. 38a-395. (Formerly Sec. 38-370d). Medical malpractice data: Closed claims reports. Database. Annual report.

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Secs. 38a-396 to 38a-399.

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CHAPTER 700a TITLE INSURANCE

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Sec. 38a-400. Short title: Connecticut Title Insurance Act. Purpose.

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Sec. 38a-401. Application of act and construction with other laws.

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Sec. 38a-402. Definitions.

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Sec. 38a-403. Title insurers' authorized activities.

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Sec. 38a-404. Limitations on powers.

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Sec. 38a-405. Capital and surplus requirements.

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Sec. 38a-406. Single risk limitation.

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Sec. 38a-407. Underwriting standards and record retention.

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Sec. 38a-408. Unearned premium reserve.

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Sec. 38a-409. Use of reserve on liquidation, dissolution or insolvency.

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Sec. 38a-410. Loss and loss expense reserve.

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Sec. 38a-411. Reinsurance.

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Sec. 38a-412. Investments.

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Sec. 38a-413. Title agent licensing, exemptions.

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Sec. 38a-414. Prohibition on rebates and inducements.

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Sec. 38a-415. Division of premiums and charges.

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Sec. 38a-416. Disclosure of financial interest.

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Sec. 38a-417. Favored title agent or insurer.

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Sec. 38a-418. Premium rate standards.

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Sec. 38a-419. Premium rate schedules.

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Sec. 38a-420. Publication of schedules of premiums and charges.

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Sec. 38a-421. Form filing.

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Sec. 38a-422. Form standards.

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Sec. 38a-423. Notice of issuance of mortgage policy.

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Sec. 38a-424. Regulations.

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Sec. 38a-424a. Regulations re availability of coverage for property that is the subject of an Indian land claim.

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Sec. 38a-425. Severability.

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Secs. 38a-426 to 38a-429.

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CHAPTER 700b LIFE INSURANCE, ANNUITIES, BURIAL CONTRACTS AND LIFE SETTLEMENTS

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PART I* LIFE INSURANCE AND ANNUITIES

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Sec. 38a-431. (Formerly Sec. 38-153). Group insurance.

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Sec. 38a-432. (Formerly Sec. 38-154). Annuities.

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Sec. 38a-432a. Regulations concerning consumer annuity transactions.

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Sec. 38a-432b. Regulations concerning solicitation and sale of life insurance and annuities to senior citizens. Disciplinary action.

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Sec. 38a-433. (Formerly Sec. 38-154a). Life insurance or annuities payable in fixed or variable amounts. Accumulation of funds pursuant to funding agreements.

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Sec. 38a-434. (Formerly Sec. 38-155). Insurance against accident and disease.

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Sec. 38a-435. (Formerly Sec. 38-147a). Regulations re replacement of or borrowing on life insurance products, policies or contracts.

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Sec. 38a-436. (Formerly Sec. 38-157a). Notice of voidability of individual insurance contracts. Procedure. Time limit.

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Sec. 38a-437. (Formerly Sec. 38-158). Copy of application to be furnished.

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Sec. 38a-438. (Formerly Sec. 38-130b). Short title: Standard Nonforfeiture Law.

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Sec. 38a-439. (Formerly Sec. 38-130c). Minimum nonforfeiture benefits for life insurance policyholders who default in premium payments. Cash surrender value.

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Sec. 38a-440. (Formerly Sec. 38-130d). Minimum nonforfeiture benefits for annuity contract holders upon cessation of payment of considerations under a contract.

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Sec. 38a-441. (Formerly Sec. 38-159c). Notice to insured when life insurance policy paid up.

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Sec. 38a-442. (Formerly Sec. 38-156). Dating back of policies prohibited.

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Sec. 38a-443. (Formerly Sec. 38-147). Premium notes.

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Sec. 38a-444. (Formerly Sec. 38-147b). Life insurance policy loans. Interest rate allowable.

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Sec. 38a-445. (Formerly Sec. 38-160). Deferring the granting of loans and surrender values.

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Sec. 38a-446. (Formerly Sec. 38-149). Discrimination in favor of individuals prohibited.

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Sec. 38a-447. (Formerly Sec. 38-150). Discrimination against persons on the basis of race prohibited.

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Secs. 38a-448 and 38a-449. (Formerly Secs. 38-151 and 38-152). Affidavit of examining physician.

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Sec. 38a-450. (Formerly Sec. 38-159). Certain corporations and associations may be made beneficiaries.

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Sec. 38a-451. (Formerly Sec. 38-159a). Trustee as beneficiary of policy.

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Sec. 38a-452. (Formerly Sec. 38-159b). Payment of interest on life insurance death benefits.

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Sec. 38a-453. (Formerly Sec. 38-161). Rights of creditors of insured against beneficiary.

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Sec. 38a-454. (Formerly Sec. 38-162). Proceeds of insurance policies and annuities may be held in trust.

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Sec. 38a-455. Assignment of incidents of ownership under group life policy.

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Sec. 38a-456. Notice of cancellation or discontinuation of group life insurance coverage. Penalty.

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Sec. 38a-457. Accelerated benefits of life insurance policies.

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Sec. 38a-458. Life insurance policies providing long-term care benefits. Regulations.

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Sec. 38a-458a. Option for certain insurers to combine long-term care coverage with certain life, endowment or annuity coverages.

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Sec. 38a-459. (Formerly Sec. 38-33a). Funding agreements by domestic life insurance companies. Establishment of companies' obligations. Segregation of moneys.

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Sec. 38a-460. Accumulation fund arrangements. Definition.

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Secs. 38a-461 to 38a-463.

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PART II BURIAL CONTRACTS

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Sec. 38a-464. (Formerly Sec. 38-32). Burial contracts; license from Insurance Commissioner.

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PART III LIFE SETTLEMENTS

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Sec. 38a-465. Definitions.

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Sec. 38a-465a. Licensing of life settlement providers and brokers.

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Sec. 38a-465b. Denial, suspension or revocation of license. Refusal to renew license. Appeals.

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Sec. 38a-465c. Contract form and disclosure statements. Filing and approval requirements. Disclosure of life settlement contract availability and lawful assignment not to be prohibited.

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Sec. 38a-465d. Annual statements. Penalty. Confidentiality of insured's information. Reasons for disclosure of insured's identity.

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Sec. 38a-465e. Examination of licensees and applicants. Commissioner's access to records. Retention of records. Expenses of examination. Confidentiality of examination workpapers and reports.

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Sec. 38a-465f. Required disclosures.

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Sec. 38a-465g. Prerequisites to a life settlement contract wherein insured is terminally or chronically ill. Medical release and confidentiality of medical information. Verification of coverage. Notice to insurer. Change of ownership or beneficiary. Rescission. Escrow agent or trustee. Broker fee calculation and disclosure of compensation. Prohibitions. Exemptions.

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Sec. 38a-465h. Premium finance loans. Disclosures and certifications.

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Sec. 38a-465i. Violations.

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Sec. 38a-465j. Fraudulent life settlement acts prohibited. Confidentiality of documents and evidence. Antifraud plans.

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Sec. 38a-465k. Injunctions. Cease and desist orders. Damages.

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Sec. 38a-465l. Penalties.

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Sec. 38a-465m. Regulations. Imposition of bond or other mechanism as proof of financial accountability. Conflict of laws.

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Sec. 38a-465n. Life settlement advertisements.

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Sec. 38a-465o. Life settlement broker deemed to represent only the owner. Fiduciary duty to owner.

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Sec. 38a-465p. Provider or broker lawfully transacting business in the state or person lawfully negotiating life settlement contracts prior to October 1, 2008.

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Sec. 38a-465q. Related provider trusts.

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Secs. 38a-466 to 38a-468.

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CHAPTER 700c HEALTH INSURANCE

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PART I HEALTH INSURANCE: IN GENERAL

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Sec. 38a-469. Definitions.

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Sec. 38a-470. (Formerly Sec. 38-174n). Lien on workers' compensation awards for insurers. Notice of lien.

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Sec. 38a-471. (Formerly Sec. 38-174o). Third party prescription programs. Notice of cancellation. Applicability of section.

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Sec. 38a-472. (Formerly Sec. 38-174a). Assignment of insurance proceeds to doctor, hospital or state agency. Lien for state care. Notice of lien.

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Sec. 38a-472a. Medical provider indemnification agreements prohibited.

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Sec. 38a-472b. Medical provider indemnification contracts. Professional actions and related liability.

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Sec. 38a-472c. Dental policies. Estimate of reimbursement.

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Sec. 38a-472d. Public education outreach program re health insurance availability and eligibility requirements.

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Sec. 38a-472e. Health insurer. Requirements re offer to contract with a school-based health center.

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Sec. 38a-473. Medicare supplement expense factors. Age, gender, previous claim or medical history rating prohibited. Exceptions.

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Sec. 38a-474. Medicare supplement policy rate increases: Procedure. Age, gender, previous claim or medical history rating prohibited. Exceptions.

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Sec. 38a-475. Precertification of long-term care policies under the Connecticut Partnership for Long-Term Care. Regulations.

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Sec. 38a-476. Preexisting condition coverage.

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Sec. 38a-476a. Compliance with the Health Insurance Portability and Accountability Act. Guaranteed renewability. Discrimination based on health status, newborns' and mothers' health prohibited. Parity of mental health benefits. Disclosure of information for employers. Construction. Application. Regulations.

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Sec. 38a-476b. Standards re psychotropic drug availability in health plans.

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Sec. 38a-476c. Policies and contracts with variable network and enrollee cost-sharing. Approval. Limitations.

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Sec. 38a-477. Standardized claim forms. Information necessary for filing a claim. Regulations.

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Sec. 38a-477a. Notification by Insurance Commissioner of required benefits and policy forms.

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Sec. 38a-477b. Postclaims underwriting prohibited unless approval granted. Application for approval of rescission, cancellation or limitation. Decision. Appeals. Regulations.

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Sec. 38a-477c. Disclosure of medical loss ratio with each health insurance application.

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PART Ia HEALTH INSURANCE: MANAGED CARE

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Sec. 38a-478. Definitions.

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Sec. 38a-478a. Commissioner's report to the Governor and the General Assembly.

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Sec. 38a-478b. Penalty for managed care organization's failure to file data and reports. Commissioner's report to the Governor and the General Assembly on organizations that fail to file data and reports.

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Sec. 38a-478c. Managed care organization's report to the commissioner: Data, reports and information required.

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Sec. 38a-478d. List of providers required. Notification to enrollee of removal from list of enrollee's primary care physician.

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Sec. 38a-478e. Medical protocols. Procedure prior to change. Physician input. Notification of change.

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Sec. 38a-478f. Provider profile development requirements.

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Sec. 38a-478g. Managed care contract requirements. Plan description requirements.

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Sec. 38a-478h. Removal of providers. Notice requirements. Retaliatory action prohibited.

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Sec. 38a-478i. Limitation on enrollee rights prohibited.

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Sec. 38a-478j. Coinsurance payments based on negotiated discounts.

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Sec. 38a-478k. Gag clauses prohibited.

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Sec. 38a-478l. Consumer report card required. Content.

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Sec. 38a-478m. Internal grievance procedure. Notice re procedure and final resolution. Penalties. Fines allocated to Office of the Healthcare Advocate.

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Sec. 38a-478n. Exhaustion of internal appeal mechanisms. External appeal to commissioner. Applicability to health insurers, managed care organizations and utilization review companies. Fees. Preliminary review. Full review. Public outreach program. Expedited external appeal. Requirements for and approval of independent review entities. Filing of report.

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Sec. 38a-478o. Confidentiality and antidiscrimination procedures required.

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Sec. 38a-478p. Expedited utilization review. Standardized process required.

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Sec. 38a-478q. Use of laboratories covered by plan required.

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Sec. 38a-478r. Emergency rooms. Prudent layperson standard. Presenting symptoms or final diagnosis as basis for coverage.

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Sec. 38a-478s. Nonapplicability to self-insured employee welfare benefit plans and workers' compensation plans.

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Sec. 38a-478t. Commissioner of Public Health to receive data.

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Sec. 38a-478u. Regulations.

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Sec. 38a-478v. Applicability of Unfair and Prohibited Insurance Practices Act. Examination by Insurance Commissioner. Regulations.

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Sec. 38a-479. Definitions. Access to fee schedules. Fee information to be confidential.

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Sec. 38a-479a. Physicians and managed care organizations to discuss issues relative to contracting between such parties.

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Sec. 38a-479b. Material changes to fee schedules. Return of payment by provider. Appeals. Filing of claim by provider under other applicable insurance coverage.

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Secs. 38a-479c to 38a-479z.

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PART Ib HEALTH INSURANCE: PREFERRED PROVIDER NETWORKS

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Sec. 38a-479aa. Preferred provider networks. Definitions. Licensing. Fees. Requirements. Exception, regulations.

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Sec. 38a-479bb. Requirements for managed care organizations that contract with preferred provider networks. Requirements for preferred provider networks.

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Sec. 38a-479cc. Duties of a preferred provider network when providing services pursuant to a contract with a managed care organization.

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Sec. 38a-479dd. Preferred provider network examination of outstanding amounts. Notice. Commissioner's duties.

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Sec. 38a-479ee. Violations. Penalties. Investigations and staffing. Grievances. Referrals from Healthcare Advocate.

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Sec. 38a-479ff. Adverse action or threat of adverse action against complainant prohibited. Exception. Civil actions by aggrieved persons.

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Sec. 38a-479gg. Regulations.

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Secs. 38a-479hh to 38a-479pp.

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PART Ic HEALTH INSURANCE: MEDICAL DISCOUNT PLANS

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Sec. 38a-479qq. Medical discount plans: Definitions, prohibited sales practices, penalties.

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Sec. 38a-479rr. Medical discount plan organizations: Licensure. List of authorized marketers. Provider agreements. Minimum net worth. Suspension of authority and revocation or nonrenewal of license. Reinstatement of license. Maintenance of information. Regulations. Penalties. Advertising and marketing materials. Investigations.

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Secs. 38a-479ss to 38a-479zz.

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PART Id HEALTH INSURANCE: PHARMACY BENEFITS MANAGERS

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Sec. 38a-479aaa. Pharmacy benefits managers. Definitions.

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Sec. 38a-479bbb. Registration of pharmacy benefits managers required. Application for registration. Fee. Surety bond. Exemption from registration.

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Sec. 38a-479ccc. Certificate of registration; when issued or refused. Suspension, revocation or refusal to issue or renew registration; grounds.

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Sec. 38a-479ddd. Hearing on denial of certificate. Subsequent application.

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Sec. 38a-479eee. Investigations and hearings. Powers of commissioner.

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Sec. 38a-479fff. Expiration of certificates of registration. Renewal. Fees.

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Sec. 38a-479ggg. Regulations.

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Sec. 38a-479hhh. Appeals.

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PART II INDIVIDUAL HEALTH INSURANCE

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Sec. 38a-480. (Formerly Sec. 38-174). Nonapplication to certain policies or contracts.

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Sec. 38a-481. (Formerly Sec. 38-165). Approval of individual health application, policy form and rates. Medicare supplement policies and certificates: Age, gender, previous claim or medical history rating prohibited. Loss ratios. Regulations. Certain refunds to be donated to The University of Connecticut Health Center. Underwriting classifications, claim experience and health status. Exceptions. Use of certain prescription drug history prohibited.

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Sec. 38a-482. (Formerly Sec. 38-166). Form of policy.

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Sec. 38a-482a. Individual health insurance policy to contain definition of "medically necessary" or "medical necessity".

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Sec. 38a-482b. Individual health insurance policy providing limited coverage to include disclosure. Limited coverage defined.

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Sec. 38a-483. (Formerly Sec. 38-167). Standard provisions of individual health policy.

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Sec. 38a-483a. Exclusionary riders for individual health insurance policies. Regulations.

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Sec. 38a-483b. Time limits for coverage determinations. Notice requirements.

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Sec. 38a-483c. Coverage and notice re experimental treatments. Appeals.

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Sec. 38a-484. (Formerly Sec. 38-168). Policy provisions not to be less favorable than standard. Validity of policy issued in violation of law.

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Sec. 38a-485. (Formerly Sec. 38-169). Copy of application to be part of new policy or to be furnished with renewal. Alteration of application.

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Sec. 38a-486. (Formerly Sec. 38-170). Certain acts not to operate as waiver of rights.

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Sec. 38a-487. (Formerly Sec. 38-171). Coverage after termination date of policy.

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Sec. 38a-488. (Formerly Sec. 38-172). Discrimination.

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Sec. 38a-488a. Mandatory coverage for the diagnosis and treatment of mental or nervous conditions. Exceptions. Benefits payable re type of provider or facility. State's claim against proceeds.

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Sec. 38a-488b. Coverage for autism spectrum disorder therapies.

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Sec. 38a-489. (Formerly Sec. 38-174e). Continuation of coverage of mentally or physically handicapped children.

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Sec. 38a-490. (Formerly Sec. 38-174g). Coverage for newborn infants in health insurance policies. Notice. Application.

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Sec. 38a-490a. Coverage for birth-to-three program.

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Sec. 38a-490b. Coverage for hearing aids for children twelve and under.

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Sec. 38a-490c. Coverage for craniofacial disorders.

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Sec. 38a-490d. Mandatory coverage for blood lead screening and risk assessment.

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Sec. 38a-491. (Formerly Sec. 38-174h). Coverage for services performed by dentists in certain instances.

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Sec. 38a-491a. Coverage for in-patient, outpatient or one-day dental services in certain instances.

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Sec. 38a-491b. Assignment of benefits to a dentist or oral surgeon.

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Sec. 38a-492. (Formerly Sec. 38-174i). Coverage for accidental ingestion or consumption of controlled drugs. Benefits prescribed.

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Sec. 38a-492a. Mandatory coverage for hypodermic needles and syringes.

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Sec. 38a-492b. Coverage for off-label drug prescriptions.

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Sec. 38a-492c. Coverage for low protein modified food products, amino acid modified preparations and specialized formulas.

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Sec. 38a-492d. Mandatory coverage for diabetes testing and treatment.

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Sec. 38a-492e. Mandatory coverage for diabetes outpatient self-management training.

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Sec. 38a-492f. Mandatory coverage for certain prescription drugs removed from formulary.

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Sec. 38a-492g. Mandatory coverage for prostate cancer screening.

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Sec. 38a-492h. Mandatory coverage for certain Lyme disease treatments.

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Sec. 38a-492i. Mandatory coverage for pain management.

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Sec. 38a-492j. Mandatory coverage for ostomy-related supplies.

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Sec. 38a-492k. Mandatory coverage for colorectal cancer screening.

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Sec. 38a-492l. Mandatory coverage for neuropsychological testing for children diagnosed with cancer.

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Sec. 38a-492m. Mandatory coverage for certain renewals of prescription eye drops.

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Sec. 38a-492n. Mandatory coverage for certain wound-care supplies.

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Sec. 38a-493. (Formerly Sec. 38-174k). Mandatory coverage for home health care. Deductibles. Exception from deductible limits for medical savings accounts, Archer MSAs and health savings accounts.

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Sec. 38a-494. (Formerly Sec. 38-174l). Home health care by recognized nonmedical systems.

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Sec. 38a-495. (Formerly Sec. 38-174m). Medicare supplement policies. Coverage of home health aid services and mammography. Prescription drug riders.

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Sec. 38a-495a. Medicare supplement policies and certificates. Minimum required policy benefits and standards. Regulations.

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Sec. 38a-495b. Medicare supplement policies and certificates. Definitions.

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Sec. 38a-495c. Medicare supplement premium rates charged on a community rate basis. Age, gender, previous claim or medical history rating prohibited. Exceptions. Preexisting conditions. Exceptions. Coverage for the disabled. Regulations.

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Sec. 38a-495d. Refund of prepaid premium for Medicare supplement policies.

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Sec. 38a-496. (Formerly Sec. 38-174q). Coverage for occupational therapy. Definitions. Benefits.

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Sec. 38a-497. (Formerly Sec. 38-174r). Termination of coverage of children in individual policies. Coverage for stepchildren.

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Sec. 38a-497a. Group coverage and benefits of a noncustodial parent. National Medical Support Notice. Notification of new employer by IV-D agency. Notification to parent. Enrollment of child.

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Sec. 38a-498. (Formerly Sec. 38-174t). Mandatory coverage for medically necessary ambulance services. Direct payment to ambulance provider.

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Sec. 38a-498a. Preauthorization prohibited for certain 9-1-1 emergency calls.

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Sec. 38a-498b. Mandatory coverage for mobile field hospital.

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Sec. 38a-498c. Denial of coverage prohibited for health care services rendered to persons with an elevated blood alcohol content.

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Sec. 38a-499. (Formerly Sec. 38-174v). Mandatory coverage for services of physician assistants and certain nurses.

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Sec. 38a-500. (Formerly Sec. 38-174w). Mandatory coverage for partners, sole proprietors and corporate officers for work-related injuries. Subrogation rights.

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Sec. 38a-501. (Formerly Sec. 38-174x). Long-term care policies.

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Sec. 38a-502. (Formerly Sec. 38-174ff). Mandatory coverage for services provided by the Veterans' Home.

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Sec. 38a-503. (Formerly Sec. 38-174gg). Mandatory coverage for mammography and breast ultrasound. Breast density information included in mammography report.

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Sec. 38a-503a. Mandatory coverage for breast cancer survivors.

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Sec. 38a-503b. Carriers to permit direct access to obstetrician-gynecologist.

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Sec. 38a-503c. Mandatory coverage for maternity care. Notice required.

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Sec. 38a-503d. Mandatory coverage for mastectomy care. Termination of provider contract prohibited.

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Sec. 38a-503e. Mandatory coverage for prescription contraceptives.

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Sec. 38a-504. (Formerly Sec. 38-262i). Mandatory coverage for treatment of tumors and leukemia. Mandatory coverage for reconstructive surgery, prosthesis, chemotherapy and wigs. Orally administered anticancer medications.

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Sec. 38a-504a. Coverage for certain cancer clinical trials.

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Sec. 38a-504b. Cancer clinical trials that are eligible for coverage.

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Sec. 38a-504c. Evidence and information re eligibility for cancer clinical trial. No coverage required for otherwise reimbursable costs.

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Sec. 38a-504d. Cancer clinical trials: Routine patient care costs.

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Sec. 38a-504e. Cancer clinical trials: Billing. Payments. Appeals.

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Sec. 38a-504f. Cancer clinical trials: Standardized forms. Time frames for coverage determinations. Appeals. Regulations.

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Sec. 38a-504g. Cancer clinical trials: Submission and certification of policy forms.

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Sec. 38a-505. (Formerly Sec. 38-378). Insurance Commissioner's powers concerning comprehensive health care plans. Notification to purchasers of policy.

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Sec. 38a-506. (Formerly Sec. 38-173). Penalty.

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Sec. 38a-507. Coverage for services performed by chiropractors.

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Sec. 38a-508. Coverage for adopted children.

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Sec. 38a-509. Mandatory coverage for infertility diagnosis and treatment. Limitations.

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Sec. 38a-510. Prescription drug coverage. Mail order pharmacies.

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Sec. 38a-511. Copayments re in-network imaging services.

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PART III GROUP HEALTH INSURANCE

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Sec. 38a-512. Applicability of statutes to certain major medical expense policies.

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Sec. 38a-513. Approval of group health insurance policies and certificates. Medicare supplement policies and certificates: Age, gender, previous claim or medical history rating prohibited. Exceptions. Optional life insurance riders. Regulations. Group specified disease policies.

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Sec. 38a-513a. Time limits for coverage determinations. Notice requirements.

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Sec. 38a-513b. Coverage and notice re experimental treatments. Appeals.

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Sec. 38a-513c. Group health insurance policy to contain definition of "medically necessary" or "medical necessity".

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Sec. 38a-513d. Insurers prohibited from issuing policy with limited coverage to employer as replacement for a comprehensive health insurance plan. Disclosure required in policy providing limited coverage. Limited coverage defined.

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Sec. 38a-513e. Premium payment by employer following employee termination. Exceptions. Right to continuation of coverage following relocation or closing of covered establishment not affected.

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Sec. 38a-513f. Disclosure of claims data to employers. Restrictions. Subpoenas.

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Sec. 38a-514. (Formerly Sec. 38-174d). Mandatory coverage for the diagnosis and treatment of mental or nervous conditions. Exceptions. Benefits payable re type of provider or facility. State's claim against proceeds.

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Sec. 38a-514a. Biologically-based mental illness. Coverage required.

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Sec. 38a-514b. Coverage for autism spectrum disorders.

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Sec. 38a-515. Continuation of coverage of mentally retarded or physically handicapped dependent children.

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Sec. 38a-516. Coverage for newborn infants in health insurance policies. Notice. Application.

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Sec. 38a-516a. Coverage for birth-to-three program.

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Sec. 38a-516b. Coverage for hearing aids for children twelve and under.

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Sec. 38a-516c. Coverage for craniofacial disorders.

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Sec. 38a-516d. Coverage for neuropsychological testing for children diagnosed with cancer.

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Sec. 38a-517. Coverage for services performed by dentist in certain instances.

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Sec. 38a-517a. Coverage for in-patient, outpatient or one-day dental services in certain instances.

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Sec. 38a-517b. Assignment of benefits to a dentist or oral surgeon.

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Sec. 38a-518. Coverage for accidental ingestion or consumption of controlled drugs. Benefits prescribed.

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Sec. 38a-518a. Mandatory coverage for hypodermic needles and syringes.

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Sec. 38a-518b. Coverage for off-label drug prescriptions.

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Sec. 38a-518c. Coverage for low protein modified food products, amino acid modified preparations and specialized formulas.

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Sec. 38a-518d. Mandatory coverage for diabetes testing and treatment.

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Sec. 38a-518e. Mandatory coverage for diabetes outpatient self-management training.

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Sec. 38a-518f. Mandatory coverage for certain prescription drugs removed from formulary.

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Sec. 38a-518g. Mandatory coverage for prostate cancer screening.

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Sec. 38a-518h. Mandatory coverage for certain Lyme disease treatments.

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Sec. 38a-518i. Mandatory coverage for pain management.

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Sec. 38a-518j. Mandatory coverage for ostomy-related supplies.

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Sec. 38a-518k. Mandatory coverage for colorectal cancer screening.

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Sec. 38a-518l. Mandatory coverage for certain renewals of prescription eye drops.

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Sec. 38a-518m. Mandatory coverage for certain wound-care supplies.

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Sec. 38a-519. (Formerly Sec. 38-174j). Offset proviso prohibited in certain policies. Required disclosures for group long-term disability policies.

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Sec. 38a-520. Mandatory coverage for home health care. Deductibles. Exception from deductible limits for medical savings accounts. Archer MSAs and health savings accounts.

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Sec. 38a-521. Home health care by recognized nonmedical systems.

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Sec. 38a-522. Medicare supplement policies. Coverage of home health aide service.

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Sec. 38a-523. (Formerly Sec. 38-174p). Group hospital or medical insurance coverage for comprehensive rehabilitation services.

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Sec. 38a-524. Coverage for occupational therapy. Definitions. Benefits.

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Sec. 38a-525. Mandatory coverage for medically necessary ambulance services. Direct payment to ambulance provider.

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Sec. 38a-525a. Preauthorization prohibited for certain 9-1-1 emergency calls.

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Sec. 38a-525b. Mandatory coverage for mobile field hospital.

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Sec. 38a-525c. Denial of coverage prohibited for health care services rendered to persons with an elevated blood alcohol content.

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Sec. 38a-526. Mandatory coverage for services of physician assistants and certain nurses.

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Sec. 38a-527. Mandatory coverage for partners, sole proprietors and corporate officers for work-related injuries.

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Sec. 38a-528. Long-term care policies.

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Sec. 38a-529. Mandatory coverage for services provided by the Veterans' Home.

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Sec. 38a-530. Mandatory coverage for mammography and breast ultrasound. Breast density information included in mammography report.

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Sec. 38a-530a. Mandatory coverage for breast cancer survivors.

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Sec. 38a-530b. Carriers to permit direct access to obstetrician-gynecologist.

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Sec. 38a-530c. Mandatory coverage for maternity care. Notice required.

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Sec. 38a-530d. Mandatory coverage for mastectomy care. Termination of provider contract prohibited.

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Sec. 38a-530e. Mandatory coverage for prescription contraceptives.

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Sec. 38a-531. (Formerly Sec. 38-174hh). Mandatory coverage for employees of certain employers. Approval of policy forms.

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Sec. 38a-532. (Formerly Sec. 38-262a). Assignment of incidents of ownership under group life, health or accident policy.

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Sec. 38a-533. (Formerly Sec. 38-262b). Mandatory coverage for the treatment of medical complications of alcoholism.

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Sec. 38a-534. Mandatory coverage for chiropractic services.

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Sec. 38a-535. Mandatory coverage for preventive pediatric care and blood lead screening and risk assessment.

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Sec. 38a-535a. Notification of individual coverage and benefits of a noncustodial parent to a custodial parent, when. Regulations.

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Sec. 38a-536. Mandatory coverage for infertility diagnosis and treatment. Limitations.

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Sec. 38a-537. (Formerly Sec. 38-262c). Notice of cancellation or discontinuation to covered employees. Fine. Notice of transfer of coverage. Failure to procure coverage. Retroactive coverage.

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Sec. 38a-538. (Formerly Sec. 38-262d). Continuation of benefits under group employee health plans.

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Sec. 38a-539. (Formerly Sec. 38-262f). Group hospital or medical expense insurance policy coverage for treatment of alcoholism on an outpatient basis.

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Sec. 38a-540. (Formerly Sec. 38-262g). Duplication of coverage under group health insurance policies.

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Sec. 38a-541. (Formerly Sec. 38-262h). Group health policy to allow spouse coverage as both employee and dependent, when. Effect of collective bargaining agreements.

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Sec. 38a-542. Mandatory coverage for treatment of tumors and leukemia. Mandatory coverage for reconstructive surgery, prosthesis, chemotherapy and wigs. Orally administered anticancer medications.

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Sec. 38a-542a. Cancer clinical trials: Coverage for routine patient care costs.

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Sec. 38a-542b. Cancer clinical trials: When eligible for coverage.

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Sec. 38a-542c. Cancer clinical trials: Evidence and information re eligibility for. No coverage required for otherwise reimbursable costs.

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Sec. 38a-542d. Cancer clinical trials: Routine patient care costs.

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Sec. 38a-542e. Cancer clinical trials: Billing. Payments. Appeals.

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Sec. 38a-542f. Cancer clinical trials: Standardized forms. Time frames for coverage determinations. Appeals. Regulations.

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Sec. 38a-542g. Cancer clinical trials: Submission and certification of policy forms.

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Sec. 38a-543. (Formerly Sec. 38-262j). Age discrimination in group insurance coverage prohibited.

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Sec. 38a-544. Prescription drug coverage. Mail order pharmacies.

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Sec. 38a-545. (Formerly Sec. 38-262k). Group dental health insurance plans. Alternative coverage option.

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Sec. 38a-546. (Formerly Sec. 38-379). Continuation of benefits under group health policies.

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Sec. 38a-547. Termination of policy or contract due to insurer ceasing to offer health insurance in this state; maternity benefits to continue for six weeks following termination of the pregnancy, when.

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Sec. 38a-548. Penalty.

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Sec. 38a-549. Coverage for adopted children.

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Sec. 38a-550. Copayments re in-network imaging services.

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PART IV COMPREHENSIVE HEALTH CARE PLANS

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Sec. 38a-551. (Formerly Sec. 38-371). Definitions.

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Sec. 38a-552. (Formerly Sec. 38-372). Applicability. Individual and group comprehensive health care plans.

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Sec. 38a-553. (Formerly Sec. 38-373). Minimum standard benefits of comprehensive health care plans. Optional and excludable benefits. Preexisting conditions. Use of managed care plans.

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Sec. 38a-554. (Formerly Sec. 38-374). Additional requirements and eligibility under group comprehensive health care plans. Coverage for stepchildren. Continuation of benefits under group plans. Insurance Commissioner's authority to coordinate benefits.

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Sec. 38a-555. (Formerly Sec. 38-375). Additional requirements for individual comprehensive health care plans. Carrier obligations concerning termination of coverage.

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Sec. 38a-556. (Formerly Sec. 38-376). Health Reinsurance Association. Classes of risk. Audits. Insurance Commissioner's powers. Qualification as an acceptable alternative mechanism.

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Sec. 38a-556a. Connecticut Clearinghouse.

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Sec. 38a-557. (Formerly Sec. 38-377). Hospital and medical service corporations. Residual market mechanism. Insurance Commissioner's powers concerning such mechanisms.

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Sec. 38a-558. (Formerly Sec. 38-380). Office of Health Care Access.

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Sec. 38a-559. (Formerly Sec. 38-381). Commissioner of Social Services. Contract authority concerning Medicaid programs.

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Secs. 38a-560. Small employer grouping for health insurance coverage.

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Secs. 38a-561 to 38a-563.

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PART V BLUE RIBBON HEALTH CARE PLANS

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Sec. 38a-564. Definitions.

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Sec. 38a-565. Special health care plans.

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Sec. 38a-566. Health insurance plans or insurance arrangements covering employees of a small employer. Trusts. Trade associations. Self-employed individuals.

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Sec. 38a-567. Provisions of small employer plans and arrangements.

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Sec. 38a-568. Coverage under small employer health care plans and arrangements. Approval by commissioner.

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Sec. 38a-569. Connecticut Small Employer Health Reinsurance Pool.

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Sec. 38a-570. Issuance of special health care plans by the Health Reinsurance Association to small employers.

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Sec. 38a-571. Issuance of individual special health care plans by the Health Reinsurance Association.

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Sec. 38a-572. Requirement to provide service to certain low-income persons.

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Sec. 38a-573. Validity of separate provisions.

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Sec. 38a-574. Standard underwriting form.

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Secs. 38a-575 and 38a-576.

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PART VI CONSUMER DENTAL HEALTH PLANS

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Sec. 38a-577. (Formerly Sec. 38-174ii). Consumer dental health plans. Definitions.

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Sec. 38a-578. (Formerly Sec. 38-174jj). Certificate of authority. Application requirements.

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Sec. 38a-579. (Formerly Sec. 38-174kk). Certificate of authority. Standards for issuance and renewal.

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Sec. 38a-580. (Formerly Sec. 38-174ll). General surplus required.

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Sec. 38a-581. (Formerly Sec. 38-174mm). Evidence of coverage to be provided to enrollees. Approval by commissioner.

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Sec. 38a-582. (Formerly Sec. 38-174nn). Schedule of charges. Approval by commissioner. Appeal of disapproval.

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Sec. 38a-583. (Formerly Sec. 38-174oo). Records. Commissioner's power to examine; maintenance; preservation.

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Sec. 38a-584. (Formerly Sec. 38-174pp). Complaint system.

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Sec. 38a-585. (Formerly Sec. 38-174qq). Requirements re filing of annual reports with commissioner.

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Sec. 38a-586. (Formerly Sec. 38-174rr). False or misleading advertising or solicitation and deceptive evidence of coverage prohibited.

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Sec. 38a-587. (Formerly Sec. 38-174ss). Suspension or revocation of certificate of authority. Hearing. Appeal.

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Sec. 38a-588. (Formerly Sec. 38-174tt). Penalty. Insolvency.

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Sec. 38a-589. (Formerly Sec. 38-174uu). Confidentiality.

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Sec. 38a-590. (Formerly Sec. 38-174vv). Commissioner's power to adopt regulations.

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Secs. 38a-591 to 38a-594.

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CHAPTER 700d* FRATERNAL BENEFIT SOCIETIES

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PART I IN GENERAL

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Sec. 38a-595. (Formerly Sec. 38-206). Definitions.

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Sec. 38a-596. (Formerly Sec. 38-207). Societies operating on the lodge system.

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Sec. 38a-597. (Formerly Sec. 38-208). Representative form of government.

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Sec. 38a-598. (Formerly Sec. 38-209). Incorporation. Preliminary and permanent certificates. Constitution and laws.

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Sec. 38a-599. (Formerly Sec. 38-210). Rights and powers of societies existing on January 1, 1958.

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Sec. 38a-600. (Formerly Sec. 38-211). Unincorporated or voluntary associations prohibited from transacting business.

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Sec. 38a-601. (Formerly Sec. 38-212). Foreign and alien societies to be licensed.

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Sec. 38a-602. (Formerly Sec. 38-213). Renewal of license.

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Sec. 38a-603. (Formerly Sec. 38-214). Suspension or revocation of license of foreign or alien society.

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Sec. 38a-604. (Formerly Sec. 38-215). Tax exemption.

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Sec. 38a-605. (Formerly Sec. 38-216). Principal office. Meetings of governing body.

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Sec. 38a-606. (Formerly Sec. 38-218). Amendment of articles of incorporation, constitution or laws.

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Sec. 38a-607. (Formerly Sec. 38-219). Constitution and laws may be absolute authority.

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Sec. 38a-608. (Formerly Sec. 38-220). Consolidation or merger.

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Sec. 38a-609. (Formerly Sec. 38-221). Benefit membership.

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Sec. 38a-610. (Formerly Sec. 38-222). Maintenance of institutions for benefit of members.

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Sec. 38a-611. (Formerly Sec. 38-233). Reinsurance.

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Sec. 38a-612. (Formerly Sec. 38-235). Use of assets. Proportion to be used for expenses.

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Sec. 38a-613. (Formerly Sec. 38-236). Investments.

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Sec. 38a-614. (Formerly Sec. 38-237). Annual report. Synopsis mailed to members. Valuation of certificates. Reserves.

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Sec. 38a-615. (Formerly Sec. 38-237a). Requirements re filing of financial statements by society.

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Sec. 38a-616. (Formerly Sec. 38-238). Examination of domestic society by commissioner.

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Sec. 38a-617. (Formerly Sec. 38-239). Examination of foreign or alien society.

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Sec. 38a-618. (Formerly Sec. 38-240). Statement affecting status of society prohibited pending answer of society.

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Sec. 38a-619. (Formerly Sec. 38-241). Decisions of commissioner subject to Superior Court review.

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Sec. 38a-620. (Formerly Sec. 38-242). Injunction or quo warranto action against domestic society.

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Sec. 38a-621. (Formerly Sec. 38-243). Petition for injunction to be made only by Attorney General.

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Sec. 38a-622. (Formerly Sec. 38-244). Misrepresentations, false statements prohibited. Penalties.

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Sec. 38a-623. (Formerly Sec. 38-245). Discrimination, rebates prohibited.

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Sec. 38a-624. (Formerly Sec. 38-246). Exemption from insurance laws.

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Sec. 38a-624a. Effect of marriage laws on determination of members or beneficiaries or provision of insurance.

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Sec. 38a-625. (Formerly Sec. 38-247). Exempt societies.

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Sec. 38a-626. (Formerly Sec. 38-248). Penalties.

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Secs. 38a-627 to 38a-630.

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PART II BENEFITS

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Sec. 38a-631. (Formerly Sec. 38-224). Types of benefits authorized.

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Sec. 38a-632. (Formerly Sec. 38-224a). Additional benefits from special account.

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Sec. 38a-633. (Formerly Sec. 38-225). Insurance and branches for children.

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Sec. 38a-634. (Formerly Sec. 38-226). Nonforfeiture benefits, cash surrender values and certificate loans.

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Sec. 38a-635. (Formerly Sec. 38-227). Officers and members not liable for benefits.

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Sec. 38a-636. (Formerly Sec. 38-228). Beneficiaries. Funeral benefits.

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Sec. 38a-637. (Formerly Sec. 38-229). Money or other benefits not liable to attachment.

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Sec. 38a-638. (Formerly Sec. 38-230). Benefit certificate.

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Sec. 38a-639. (Formerly Sec. 38-231). Certificate provisions.

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Sec. 38a-640. (Formerly Sec. 38-232). Forms of certificates to be filed with the commissioner. Approval.

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Secs. 38a-641 to 38a-644.

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CHAPTER 700e CREDIT LIFE, ACCIDENT AND HEALTH INSURANCE

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Sec. 38a-645. (Formerly Sec. 38-249). Applicability.

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Sec. 38a-646. (Formerly Sec. 38-250). Definitions.

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Sec. 38a-647. (Formerly Sec. 38-251). Forms of insurance.

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Sec. 38a-648. (Formerly Sec. 38-252). Allowable amount of insurance.

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Sec. 38a-649. (Formerly Sec. 38-253). Term of insurance.

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Sec. 38a-650. (Formerly 38-254). Policy or certificate requirements.

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Sec. 38a-651. (Formerly Sec. 38-255). Filing of policies, certificates, riders with commissioner. Disapproval.

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Sec. 38a-652. (Formerly Sec. 38-256). Filing of rates.

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Sec. 38a-653. (Formerly Sec. 38-257). Policies to be delivered or issued only by authorized insurers.

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Sec. 38a-654. (Formerly Sec. 38-258). Processing of claims.

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Sec. 38a-655. (Formerly Sec. 38-259). Option of debtor in furnishing insurance.

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Sec. 38a-656. (Formerly Sec. 38-260). Regulations. Enforcement.

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Sec. 38a-657. (Formerly Sec. 38-261). Appeals.

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Sec. 38a-658. (Formerly Sec. 38-262). Penalty.

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