Texas Law
Insurance Code


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Texas Laws | Insurance Code

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INSURANCE CODE

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TITLE 2. TEXAS DEPARTMENT OF INSURANCE

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SUBTITLE A. ADMINISTRATION OF THE TEXAS DEPARTMENT OF INSURANCE

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SUBTITLE B. DISCIPLINE AND ENFORCEMENT

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SUBTITLE C. PROGRAMS AFFECTING MULTIPLE LINES OF INSURANCE

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TITLE 3. DEPARTMENT FUNDS, FEES, AND TAXES

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SUBTITLE A. GENERAL PROVISIONS

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SUBTITLE B. INSURANCE PREMIUM TAXES

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SUBTITLE C. INSURANCE MAINTENANCE TAXES

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SUBTITLE D. TITLE INSURANCE MAINTENANCE FEES

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SUBTITLE E. OTHER TAXES

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TITLE 4. REGULATION OF SOLVENCY

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CHAPTER 401. AUDITS AND EXAMINATIONS

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CHAPTER 402. DISCLOSURE OF MATERIAL TRANSACTIONS

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CHAPTER 403. DIVIDENDS

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CHAPTER 404. FINANCIAL CONDITION

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CHAPTER 406. SPECIAL DEPOSITS REQUIRED UNDER POTENTIALLY HAZARDOUS CONDITIONS

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CHAPTER 421. RESERVES IN GENERAL

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CHAPTER 422. ASSET PROTECTION ACT

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CHAPTER 423. TRANSACTIONS WITH MONEY AND OTHER ASSETS

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CHAPTER 424. INVESTMENTS FOR CERTAIN INSURERS

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CHAPTER 425. RESERVES AND INVESTMENTS FOR LIFE INSURANCE COMPANIES AND RELATED ENTITIES

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CHAPTER 426. RESERVES FOR WORKERS' COMPENSATION INSURANCE COMPANIES

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CHAPTER 427. SUBORDINATED INDEBTEDNESS

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CHAPTER 441. SUPERVISION AND CONSERVATORSHIP

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CHAPTER 443. INSURER RECEIVERSHIP ACT

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CHAPTER 444. AGENCY CONTRACTS WITH CERTAIN INSURERS

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CHAPTER 461. GENERAL PROVISIONS

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CHAPTER 462. TEXAS PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION

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CHAPTER 463. TEXAS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

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CHAPTER 464. UNAUTHORIZED INSURANCE GUARANTY FUND ACT

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CHAPTER 481. VOLUNTARY DEPOSITS

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CHAPTER 491. GENERAL REINSURANCE REQUIREMENTS

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CHAPTER 492. REINSURANCE FOR LIFE, HEALTH, AND ACCIDENT INSURANCE COMPANIES AND RELATED ENTITIES

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CHAPTER 493. REINSURANCE FOR PROPERTY AND CASUALTY INSURERS

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CHAPTER 494. REINSURANCE OF AIRCRAFT AND SPACE EQUIPMENT RISKS

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TITLE 5. PROTECTION OF CONSUMER INTERESTS

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SUBTITLE A. PUBLIC INSURANCE COUNSEL

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SUBTITLE B. CONSUMER SERVICE PROVISIONS

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SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES

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SUBTITLE D. PRIVACY

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SUBTITLE E. PREMIUM FINANCING

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SUBTITLE F. INSURANCE FRAUD AND IDENTITY THEFT

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SUBTITLE G. REGULATION OF INSURER MARKET CONDUCT

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TITLE 6. ORGANIZATION OF INSURERS AND RELATED ENTITIES

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SUBTITLE A. GENERAL PROVISIONS APPLICABLE TO INSURERS AND RELATED ENTITIES

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SUBTITLE B. ORGANIZATION OF REGULATED ENTITIES

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SUBTITLE C. LIFE, HEALTH, AND ACCIDENT INSURERS AND RELATED ENTITIES

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SUBTITLE D. CASUALTY COMPANIES

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SUBTITLE E. MUTUAL AND FRATERNAL COMPANIES AND RELATED ENTITIES

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SUBTITLE F. FARM AND COUNTY MUTUAL INSURANCE COMPANIES

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SUBTITLE G. LLOYD'S PLAN AND RECIPROCAL AND INTERINSURANCE EXCHANGES

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SUBTITLE H. OTHER ENTITIES

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SUBTITLE I. COMPANIES THAT ARE NOT ORGANIZED IN TEXAS

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TITLE 7. LIFE INSURANCE AND ANNUITIES

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SUBTITLE A. LIFE INSURANCE IN GENERAL

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SUBTITLE B. GROUP LIFE INSURANCE

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SUBTITLE C. SPECIALIZED COVERAGES

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TITLE 8. HEALTH INSURANCE AND OTHER HEALTH COVERAGES

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SUBTITLE A. HEALTH COVERAGE IN GENERAL

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SUBTITLE B. GROUP HEALTH COVERAGE

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SUBTITLE C. MANAGED CARE

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SUBTITLE D. PROVIDER PLANS

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SUBTITLE E. BENEFITS PAYABLE UNDER HEALTH COVERAGES

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SUBTITLE F. PHYSICIANS AND HEALTH CARE PROVIDERS

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SUBTITLE G. HEALTH COVERAGE AVAILABILITY

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SUBTITLE H. HEALTH BENEFITS AND OTHER COVERAGES FOR GOVERNMENTAL EMPLOYEES

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SUBTITLE I. SPECIALIZED COVERAGES

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SUBTITLE J. HEALTH INFORMATION TECHNOLOGY

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SUBTITLE K. HEALTH CARE SHARING MINISTRIES

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SUBTITLE L. QUALIFIED HEALTH PLAN MANDATORY DISCLOSURES

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TITLE 9. PROVISIONS APPLICABLE TO LIFE AND HEALTH COVERAGES

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CHAPTER 1701. POLICY FORMS

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TITLE 10. PROPERTY AND CASUALTY INSURANCE

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CHAPTER 1802. PROPERTY AND CASUALTY INSURANCE INITIATIVES TASK FORCE

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CHAPTER 1803. REPORTS OF INSURANCE COVERAGE FOR STATE AGENCIES

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CHAPTER 1804. RATES AND FORMS FOR NATIONAL DEFENSE PROJECTS

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CHAPTER 1805. JOINT UNDERWRITING AND ADVISORY ORGANIZATIONS

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CHAPTER 1806. PROHIBITED PRACTICES AND REBATES RELATED TO POLICIES

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CHAPTER 1807. APPLICABILITY TO MARINE INSURANCE

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CHAPTER 1810. PROMOTIONAL EVENT PRIZE PROGRAMS

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CHAPTER 1811. CERTIFICATES OF PROPERTY AND CASUALTY INSURANCE

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CHAPTER 1812. AVAILABILITY OF SPECIMEN POLICIES

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CHAPTER 1901. PROFESSIONAL LIABILITY INSURANCE FOR PHYSICIANS AND HEALTH CARE PROVIDERS

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CHAPTER 1902. CERTAIN LIABILITY COVERAGE FOR PHYSICIANS AND HEALTH CARE PROVIDERS

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CHAPTER 1903. LOSS CONTROL INFORMATION AND SERVICES

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CHAPTER 1951. GENERAL PROVISIONS: AUTOMOBILE INSURANCE

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CHAPTER 1952. POLICY PROVISIONS AND FORMS FOR AUTOMOBILE INSURANCE

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CHAPTER 1953. RATE REGULATION AND RATEMAKING FOR AUTOMOBILE INSURANCE

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CHAPTER 1954. INSURANCE FOR TRANSPORTATION NETWORK COMPANY DRIVERS

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CHAPTER 2001. GENERAL PROVISIONS: FIRE INSURANCE AND ALLIED LINES, INCLUDING RESIDENTIAL PROPERTY INSURANCE

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CHAPTER 2002. POLICY PROVISIONS AND FORMS FOR FIRE INSURANCE AND ALLIED LINES, INCLUDING RESIDENTIAL PROPERTY INSURANCE

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CHAPTER 2003. PROCEDURES FOR EVALUATING FIRE LOSS RISK

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CHAPTER 2004. RESIDENTIAL PROPERTY INSURANCE IN UNDERSERVED AREAS

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CHAPTER 2005. HOME WARRANTY AND HOME PROTECTION INSURANCE

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CHAPTER 2006. PREMIUM RATE DISCOUNTS AND RATING PROGRAMS

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CHAPTER 2007. ASSESSMENT FOR RURAL FIRE PROTECTION

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CHAPTER 2008. COVERAGE FOR CERTAIN DAMAGE TO PROPERTY BUILT WHOLLY OR PARTIALLY OVER WATER

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CHAPTER 2051. GENERAL PROVISIONS: WORKERS' COMPENSATION INSURANCE

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CHAPTER 2052. POLICY PROVISIONS AND FORMS FOR WORKERS' COMPENSATION INSURANCE

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CHAPTER 2053. RATES FOR WORKERS' COMPENSATION INSURANCE

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CHAPTER 2054. TEXAS MUTUAL INSURANCE COMPANY

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CHAPTER 2055. GROUP PURCHASE OF WORKERS' COMPENSATION INSURANCE COVERAGE

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CHAPTER 2101. COVERAGE FOR AIRCRAFT

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CHAPTER 2151. TEXAS AUTOMOBILE INSURANCE PLAN ASSOCIATION

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CHAPTER 2152. GROUP INSURANCE IN UNDERSERVED AREAS

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CHAPTER 2153. GROUP MARKETING OF AUTOMOBILE INSURANCE FOR PERSONS OVER 55 YEARS OF AGE

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CHAPTER 2154. VOLUNTEER FIRE DEPARTMENT MOTOR VEHICLE SELF-INSURANCE PROGRAM

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CHAPTER 2171. COMMERCIAL GROUP PROPERTY INSURANCE

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CHAPTER 2201. RISK RETENTION GROUPS AND PURCHASING GROUPS

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CHAPTER 2202. JOINT UNDERWRITING

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CHAPTER 2203. MEDICAL LIABILITY INSURANCE JOINT UNDERWRITING ASSOCIATION

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CHAPTER 2204. TEXAS INSURANCE EXCHANGE

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CHAPTER 2205. TEXAS CHILD-CARE FACILITY LIABILITY POOL

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CHAPTER 2206. RISK MANAGEMENT POOLS FOR CERTAIN EDUCATIONAL ENTITIES

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CHAPTER 2207. EXCESS LIABILITY POOLS FOR COUNTIES AND CERTAIN EDUCATIONAL ENTITIES

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CHAPTER 2208. TEXAS PUBLIC ENTITY EXCESS INSURANCE POOL

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CHAPTER 2209. TEXAS NONPROFIT ORGANIZATIONS LIABILITY POOL

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CHAPTER 2210. TEXAS WINDSTORM INSURANCE ASSOCIATION

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CHAPTER 2211. FAIR PLAN

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CHAPTER 2212. SELF-INSURANCE TRUSTS FOR HEALTH CARE LIABILITY CLAIMS

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CHAPTER 2213. SELF-INSURANCE TRUSTS FOR BANKS AND SAVINGS AND LOAN ASSOCIATIONS

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CHAPTER 2251. RATES

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CHAPTER 2252. RATE ADMINISTRATION

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CHAPTER 2253. RATING TERRITORIES

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CHAPTER 2254. PREMIUM REFUND FOR CERTAIN PERSONAL LINES

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CHAPTER 2301. POLICY FORMS

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TITLE 11. TITLE INSURANCE

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CHAPTER 2501. GENERAL PROVISIONS

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CHAPTER 2502. PROHIBITED CONDUCT

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CHAPTER 2551. TITLE INSURERS

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CHAPTER 2552. ATTORNEY'S TITLE INSURANCE COMPANIES AND TITLE ATTORNEYS

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CHAPTER 2553. FOREIGN OR ALIEN CORPORATIONS

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CHAPTER 2601. SUPERVISION, LIQUIDATION, REHABILITATION, REORGANIZATION, OR CONSERVATION OF TITLE INSURANCE COMPANIES AND AGENTS

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CHAPTER 2602. TEXAS TITLE INSURANCE GUARANTY ASSOCIATION

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CHAPTER 2651. TITLE INSURANCE AGENTS AND DIRECT OPERATIONS

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CHAPTER 2652. ESCROW OFFICERS

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CHAPTER 2701. GENERAL PROVISIONS

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CHAPTER 2702. CLOSING AND SETTLEMENT

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CHAPTER 2703. POLICY FORMS AND PREMIUM RATES

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CHAPTER 2704. ISSUANCE OF POLICY OR CONTRACT; DETERMINATION OF INSURABILITY

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CHAPTER 2751. TITLE INSURANCE FOR PERSONAL PROPERTY INTERESTS

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TITLE 12. OTHER COVERAGE

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CHAPTER 3501. CREDIT INVOLUNTARY UNEMPLOYMENT INSURANCE

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CHAPTER 3502. MORTGAGE GUARANTY INSURANCE

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CHAPTER 3503. SURETY BONDS AND RELATED INSTRUMENTS

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TITLE 13. REGULATION OF PROFESSIONALS

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CHAPTER 4001. AGENT LICENSING IN GENERAL

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CHAPTER 4002. EXAMINATION OF LICENSE APPLICANTS

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CHAPTER 4003. LICENSE EXPIRATION AND RENEWAL

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CHAPTER 4004. CONTINUING EDUCATION

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CHAPTER 4005. CONDUCT, DISCIPLINARY ACTIONS, AND SANCTIONS

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CHAPTER 4006. DISABILITY PROBATION OF AGENTS

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CHAPTER 4007. NOTICE TO DEPARTMENT BY CERTAIN PROPERTY AND CASUALTY INSURANCE COMPANIES REGARDING AGENTS

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CHAPTER 4008. AGENT CERTIFICATION AND EDUCATION PROGRAMS FOR COMPLEX INSURANCE PRODUCTS

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CHAPTER 4051. PROPERTY AND CASUALTY AGENTS

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CHAPTER 4052. LIFE AND HEALTH INSURANCE COUNSELORS

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CHAPTER 4053. MANAGING GENERAL AGENTS

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CHAPTER 4054. LIFE, ACCIDENT, AND HEALTH AGENTS

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CHAPTER 4055. SPECIALTY AGENTS

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CHAPTER 4056. NONRESIDENT AGENTS

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CHAPTER 4101. INSURANCE ADJUSTERS

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CHAPTER 4102. PUBLIC INSURANCE ADJUSTERS

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CHAPTER 4151. THIRD-PARTY ADMINISTRATORS

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CHAPTER 4152. REINSURANCE INTERMEDIARIES

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CHAPTER 4153. RISK MANAGERS

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CHAPTER 4154. NAVIGATORS FOR HEALTH BENEFIT EXCHANGES

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TITLE 14. UTILIZATION REVIEW AND INDEPENDENT REVIEW

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CHAPTER 4201. UTILIZATION REVIEW AGENTS

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CHAPTER 4202. INDEPENDENT REVIEW ORGANIZATIONS

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CHAPTER 4203. PROHIBITED CONSULTANT ACTIVITIES

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TITLE 15. INTERSTATE INSURANCE COMPACTS

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CHAPTER 5001. INTERSTATE INSURANCE PRODUCT REGULATION COMPACT

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CHAPTER 5002. INTERSTATE HEALTH CARE COMPACT

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TITLE 20. REGULATION OF OTHER OCCUPATIONS

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CHAPTER 6001. FIRE EXTINGUISHER SERVICE AND INSTALLATION

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CHAPTER 6002. FIRE DETECTION AND ALARM DEVICE INSTALLATION

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CHAPTER 6003. FIRE PROTECTION SPRINKLER SYSTEM SERVICE AND INSTALLATION

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TITLE 21. DISCOUNT HEALTH CARE PROGRAMS

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CHAPTER 7001. REGISTRATION OF DISCOUNT HEALTH CARE PROGRAM OPERATORS

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CHAPTER 7002. SUPPLEMENTAL PROVISIONS RELATING TO DISCOUNT HEALTH CARE OPERATORS

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