California Law
Insurance Code


 Enter one or more words or a secition number. 

Instructions:
Set the global heading depth using the buttons below.
Click the plus (+) symbols in the left column to show subheadings for that section ONLY. Click RESET to start over.

Text view: entire contents of heading, including any subheadings in a single continuous page.
HTML view: paged like a book with 1-click hyperlinks.

Heading Depth


Caution: Displaying a high level of headings may result in large pages with slower load times.

RESET

California Laws | Insurance Code

+

GENERAL PROVISIONS (1-48)

(Text)

(1-click HTML)

+

DIVISION 1. GENERAL RULES GOVERNING INSURANCE

(Text)

(1-click HTML)

+

PART 1. THE CONTRACT

(Text)

(1-click HTML)

+

CHAPTER 1. CLASSES OF INSURANCE (100-124.5)

(Text)

(1-click HTML)

+

CHAPTER 1.5. RISK RETENTION (125-140)

(Text)

(1-click HTML)

+

CHAPTER 2. PARTIES, EVENTS, AND INTERESTS

(Text)

(1-click HTML)

+

CHAPTER 3. NEGOTIATIONS BEFORE EXECUTION

(Text)

(1-click HTML)

+

CHAPTER 4. THE POLICY

(Text)

(1-click HTML)

+

CHAPTER 5. THE PREMIUM (480-491)

(Text)

(1-click HTML)

+

CHAPTER 5.2. RENEWAL NOTICES (500)

(Text)

(1-click HTML)

+

CHAPTER 5.3. CONSUMER COMPLAINTS (510)

(Text)

(1-click HTML)

+

CHAPTER 5.4. PROOF OF COVERAGE DISCLOSURE (515)

(Text)

(1-click HTML)

+

CHAPTER 6. LOSS

(Text)

(1-click HTML)

+

CHAPTER 7. DOUBLE INSURANCE (590-591)

(Text)

(1-click HTML)

+

CHAPTER 8. REINSURANCE (620-623)

(Text)

(1-click HTML)

+

CHAPTER 9. RESCISSION (650-651)

(Text)

(1-click HTML)

+

CHAPTER 9.5. FILING OF CERTIFICATES (655)

(Text)

(1-click HTML)

+

CHAPTER 9.6. REASONS FOR DENIAL OF MOTOR VEHICLE LIABILITY INSURANCE (657-658)

(Text)

(1-click HTML)

+

CHAPTER 10. CANCELLATION OR FAILURE TO RENEW (660-669.5)

(Text)

(1-click HTML)

+

CHAPTER 10.1. CERTAIN AUTOMOBILE INSURANCE (669.7)

(Text)

(1-click HTML)

+

CHAPTER 10.2. PROHIBITED CANCELLATIONS (670)

(Text)

(1-click HTML)

+

CHAPTER 10.25. AUTOMOBILE COLLISION AND COMPREHENSIVE COVERAGE (671)

(Text)

(1-click HTML)

+

CHAPTER 10.27. AVAILABILITY OF COST ESTIMATES (672)

(Text)

(1-click HTML)

+

CHAPTER 10.3. CANCELLATION OF POLICIES WHEN PREMIUM FINANCED (673)

(Text)

(1-click HTML)

+

CHAPTER 10.4. PRIOR NOTICE CONCERNING CANCELLATION OR NONRENEWAL (674-674.9)

(Text)

(1-click HTML)

+

CHAPTER 11. CANCELLATION AND FAILURE TO RENEW CERTAIN PROPERTY INSURANCE (675-679.7)

(Text)

(1-click HTML)

+

CHAPTER 11.5. DISCLOSURE REQUIREMENTS FOR CERTAIN PROPERTY INSURANCE (679.9)

(Text)

(1-click HTML)

+

CHAPTER 12. PROHIBITION OF DISCRIMINATORY PRACTICES BY CERTAIN ADMITTED INSURERS (679.70-679.73)

(Text)

(1-click HTML)

+

PART 2. THE BUSINESS OF INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 1. GENERAL REGULATIONS

(Text)

(1-click HTML)

+

CHAPTER 2. INCORPORATED INSURERS

(Text)

(1-click HTML)

+

CHAPTER 3. RECIPROCAL INSURERS

(Text)

(1-click HTML)

+

CHAPTER 4. FOREIGN INSURERS

(Text)

(1-click HTML)

+

CHAPTER 5. PRODUCTION AGENCIES

(Text)

(1-click HTML)

+

CHAPTER 6. SURPLUS LINE BROKERS (1760-1780)

(Text)

(1-click HTML)

+

CHAPTER 6.1. SURPLUS LINE ADVISORY ORGANIZATION (1780.50-1780.67)

(Text)

(1-click HTML)

+

CHAPTER 6.5. REINSURANCE INTERMEDIARIES (1781.1-1781.14)

(Text)

(1-click HTML)

+

CHAPTER 7. BAIL LICENSES

(Text)

(1-click HTML)

+

CHAPTER 8. LIFE AND DISABILITY INSURANCE ANALYSTS (1831-1849)

(Text)

(1-click HTML)

+

CHAPTER 9. RATES AND RATING AND OTHER ORGANIZATIONS

(Text)

(1-click HTML)

+

CHAPTER 10. CHILD CARE INSURANCE ACT (1862-1864)

(Text)

(1-click HTML)

+

CHAPTER 10.5. RISK RETENTION (1870)

(Text)

(1-click HTML)

+

CHAPTER 12. THE INSURANCE FRAUDS PREVENTION ACT

(Text)

(1-click HTML)

+

DIVISION 2. CLASSES OF INSURANCE

(Text)

(1-click HTML)

+

PART 1. FIRE AND MARINE INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 1. THE MARINE CONTRACT

(Text)

(1-click HTML)

+

CHAPTER 2. THE FIRE INSURANCE CONTRACT

(Text)

(1-click HTML)

+

CHAPTER 4. GENERAL MUTUAL INSURERS

(Text)

(1-click HTML)

+

CHAPTER 5. COUNTY MUTUAL FIRE INSURERS

(Text)

(1-click HTML)

+

CHAPTER 6. COUNTY MUTUAL FIRE REINSURERS

(Text)

(1-click HTML)

+

CHAPTER 7. FRATERNAL FIRE INSURERS (9080-9103)

(Text)

(1-click HTML)

+

CHAPTER 8. UNDERWRITERS FIRE PATROLS

(Text)

(1-click HTML)

+

CHAPTER 8.5. EARTHQUAKE INSURANCE (10081-10089.4)

(Text)

(1-click HTML)

+

CHAPTER 8.6. CALIFORNIA EARTHQUAKE AUTHORITY (10089.5-10089.54)

(Text)

(1-click HTML)

+

CHAPTER 8.9. INSURANCE MEDIATION (10089.70-10089.83)

(Text)

(1-click HTML)

+

CHAPTER 9. BASIC PROPERTY INSURANCE INSPECTION AND PLACEMENT PLAN (10090-10100.2)

(Text)

(1-click HTML)

+

CHAPTER 10. CALIFORNIA RESIDENTIAL PROPERTY INSURANCE DISCLOSURE (10101-10107)

(Text)

(1-click HTML)

+

CHAPTER 11. SMALL BUSINESS GUIDE TO COMMERCIAL INSURANCE (10108-10108.1)

(Text)

(1-click HTML)

+

PART 2. LIFE AND DISABILITY INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 1. THE CONTRACT

(Text)

(1-click HTML)

+

CHAPTER 1.5. HEALTH COVERAGE CONTRACT NOTIFICATION

(Text)

(1-click HTML)

+

CHAPTER 2. GROUP LIFE POLICIES (10200-10214)

(Text)

(1-click HTML)

+

CHAPTER 2.5. BLANKET LIFE INSURANCE (10220-10225)

(Text)

(1-click HTML)

+

CHAPTER 2.6. LONG-TERM CARE INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 3. BURIAL CONTRACTS (10240-10252)

(Text)

(1-click HTML)

+

CHAPTER 4. STANDARD PROVISIONS IN DISABILITY POLICIES

(Text)

(1-click HTML)

+

CHAPTER 5. GENERAL REGULATION OF LIFE INSURERS

(Text)

(1-click HTML)

+

CHAPTER 5.5. LIFE INSURANCE POLICY ILLUSTRATIONS (10509.950-10509.965)

(Text)

(1-click HTML)

+

CHAPTER 5.6. LIFE INSURANCE COST INDEXES (10509.970-10509.975)

(Text)

(1-click HTML)

+

CHAPTER 6. INCORPORATED LIFE INSURERS ISSUING POLICIES ON A RESERVE BASIS

(Text)

(1-click HTML)

+

CHAPTER 7. DISABILITY INSURANCE DISCLOSURE (10600-10609)

(Text)

(1-click HTML)

+

CHAPTER 8. SMALL EMPLOYER HEALTH INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 8.5. COVERAGE FOR FEDERALLY ELIGIBLE DEFINED INDIVIDUALS 107 (10785)

(Text)

(1-click HTML)

+

CHAPTER 9. THE PRIVATE HEALTH CARE VOLUNTARY PURCHASING ALLIANCE ACT

(Text)

(1-click HTML)

+

CHAPTER 9.5. INDIVIDUAL ACCESS TO CONTRACTS FOR HEALTH CARE SERVICES (10900-10902.6)

(Text)

(1-click HTML)

+

CHAPTER 9.7. INDIVIDUAL ACCESS TO HEALTH INSURANCE (10950-10960)

(Text)

(1-click HTML)

+

CHAPTER 10. FRATERNAL BENEFIT SOCIETIES

(Text)

(1-click HTML)

+

CHAPTER 11. CHANGE BY ASSESSMENT PLAN INSURER TO RESERVE PLAN

(Text)

(1-click HTML)

+

CHAPTER 12. GRANTS AND ANNUITIES SOCIETIES (11520-11524)

(Text)

(1-click HTML)

+

CHAPTER 13. VOLUNTARY MUTUALIZATION OF INCORPORATED LIFE AND LIFE AND DISABILITY INSURERS HAVING A CAPITAL STOCK AND ISSUING NONASSESSABLE P

(Text)

(1-click HTML)

+

CHAPTER 14. CONVERSION OF AN INCORPORATED MUTUAL LIFE OR LIFE AND DISABILITY INSURER INTO AN INCORPORATED STOCK LIFE INSURER ISSUING POLICIE

(Text)

(1-click HTML)

+

PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER LIABILITY INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 1. GENERAL REGULATIONS

(Text)

(1-click HTML)

+

CHAPTER 2. WORKERS' COMPENSATION POLICIES

(Text)

(1-click HTML)

+

CHAPTER 3. REGULATION OF BUSINESS OF WORKERS' COMPENSATION INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 4. THE STATE COMPENSATION INSURANCE FUND

(Text)

(1-click HTML)

+

CHAPTER 5. MARKET ASSISTANCE PROGRAM FOR LONG-TERM HEALTH CARE FACILITY LIABILITY INSURANCE (11890-11892)

(Text)

(1-click HTML)

+

PART 4. MISCELLANEOUS CASUALTY INSURANCES

(Text)

(1-click HTML)

+

CHAPTER 1. SURETY INSURERS ON RESERVE BASIS; CAPITAL REQUIREMENTS AND PERMITTED INSURANCES

(Text)

(1-click HTML)

+

CHAPTER 2. OTHER CASUALTY INSURERS ON RESERVE BASIS; CAPITAL REQUIREMENTS AND PERMITTED INSURANCES (12124)

(Text)

(1-click HTML)

+

CHAPTER 3. GROUP AND INDIVIDUAL PLANS FOR LEGAL INSURANCE (12125-12129)

(Text)

(1-click HTML)

+

PART 5. MOTOR CLUBS

(Text)

(1-click HTML)

+

CHAPTER 1. DEFINITIONS AND EXEMPTIONS (12140-12159)

(Text)

(1-click HTML)

+

CHAPTER 2. CERTIFICATE OF AUTHORITY (12160-12170)

(Text)

(1-click HTML)

+

CHAPTER 3. THE SERVICE CONTRACT (12250-12256)

(Text)

(1-click HTML)

+

CHAPTER 4. AGENTS (12280-12281)

(Text)

(1-click HTML)

+

CHAPTER 5. PENALTIES (12311)

(Text)

(1-click HTML)

+

PART 6. INSURANCE COVERING LAND

(Text)

(1-click HTML)

+

CHAPTER 1. TITLE INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 2. MORTGAGE INSURANCE

(Text)

(1-click HTML)

+

CHAPTER 3. LAND VALUE INSURANCE (12660-12661)

(Text)

(1-click HTML)

+

PART 6.1. HEALTH DISABILITY INSURANCE CONVERSION (12670-12692.5)

(Text)

(1-click HTML)

+

PART 6.2. HEALTHY FAMILIES

(Text)

(1-click HTML)

+

CHAPTER 1. PURPOSE (12693)

(Text)

(1-click HTML)

+

CHAPTER 2. DEFINITIONS (12693.01-12693.17)

(Text)

(1-click HTML)

+

CHAPTER 3. CREATION OF PROGRAM AND POWERS OF THE BOARD 1 (12693.20-12693.23)

(Text)

(1-click HTML)

+

CHAPTER 4. ADMINISTRATION (12693.25-12693.55)

(Text)

(1-click HTML)

+

CHAPTER 5. HEALTH BENEFITS AND COPAYMENTS (12693.60-12693.62)

(Text)

(1-click HTML)

+

CHAPTER 6. DENTAL BENEFITS AND COPAYMENTS (12693.63-12693.64)

(Text)

(1-click HTML)

+

CHAPTER 7. VISION BENEFITS AND COPAYMENTS (12693.65-12693.66)

(Text)

(1-click HTML)

+

CHAPTER 8. LINKAGES WITH PUBLIC PROGRAMS (12693.68-12693.69)

(Text)

(1-click HTML)

+

CHAPTER 9. ELIGIBILITY (12693.70-12693.765)

(Text)

(1-click HTML)

+

CHAPTER 10. FISCAL INTEGRITY (12693.77)

(Text)

(1-click HTML)

+

CHAPTER 11. PROTECTION AGAINST SUBSTITUTION OF BENEFITS (12693.80-12693.84)

(Text)

(1-click HTML)

+

CHAPTER 12. APPEALS (12693.85-12693.89)

(Text)

(1-click HTML)

+

CHAPTER 13. HEALTHY FAMILIES ADVISORY BOARD (12693.90)

(Text)

(1-click HTML)

+

CHAPTER 14. RURAL DEMONSTRATION PROJECT (12693.91-12693.915)

(Text)

(1-click HTML)

+

CHAPTER 15. REPORTS (12693.92-12693.95)

(Text)

(1-click HTML)

+

CHAPTER 16. FUNDS (12693.96-12693.97)

(Text)

(1-click HTML)

+

CHAPTER 16.1. HEALTHY FAMILIES BRIDGE BENEFITS PROGRAM (12693.98-12694)

(Text)

(1-click HTML)

+

CHAPTER 17. REPEAL

(Text)

(1-click HTML)

+

PART 6.3. ACCESS FOR INFANTS AND MOTHERS

(Text)

(1-click HTML)

+

CHAPTER 1. GENERAL PROVISIONS AND DEFINITIONS

(Text)

(1-click HTML)

+

CHAPTER 2. POWERS AND DUTIES OF THE BOARD

(Text)

(1-click HTML)

+

CHAPTER 3. PARTICIPATING HEALTH PLANS (12696.7-12697.15)

(Text)

(1-click HTML)

+

CHAPTER 4. SUBSCRIBER ELIGIBILITY AND ENROLLMENT

(Text)

(1-click HTML)

+

CHAPTER 5. PERINATAL INSURANCE FUND (12699-12699.05)

(Text)

(1-click HTML)

+

CHAPTER 6. OPERATION OF PROGRAM

(Text)

(1-click HTML)

+

PART 6.4. COUNTY HEALTH INITIATIVE MATCHING FUND (12699.50-12699.63)

(Text)

(1-click HTML)

+

PART 6.5. CALIFORNIA MAJOR RISK MEDICAL INSURANCE PROGRAM

(Text)

(1-click HTML)

+

CHAPTER 1. GENERAL (12700)

(Text)

(1-click HTML)

+

CHAPTER 2. DEFINITIONS (12705)

(Text)

(1-click HTML)

+

CHAPTER 3. POWERS AND DUTIES (12710-12714)

(Text)

(1-click HTML)

+

CHAPTER 4. POLICIES ISSUED BY THE BOARD (12715-12718)

(Text)

(1-click HTML)

+

CHAPTER 5. PARTICIPATING HEALTH PLANS (12720-12723)

(Text)

(1-click HTML)

+

CHAPTER 6. SUBSCRIBER ELIGIBILITY AND ENROLLMENT (12725-12733)

(Text)

(1-click HTML)

+

CHAPTER 7. PLAN RATES AND COMPENSATION FROM THE FUND (12735-12738)

(Text)

(1-click HTML)

+

CHAPTER 8. MAJOR RISK MEDICAL INSURANCE FUND (12739-12739.4)

(Text)

(1-click HTML)

+

PART 6.6. QUALIFIED HIGH RISK POOLS (12739.5-12739.62)

(Text)

(1-click HTML)

+

PART 6.7. FEDERAL TEMPORARY HIGH RISK HEALTH INSURANCE FUND (12739.70-12739.76)

(Text)

(1-click HTML)

+

PART 7. HOME PROTECTION

(Text)

(1-click HTML)

+

CHAPTER 1. DEFINITIONS AND LICENSING (12740-12745)

(Text)

(1-click HTML)

+

CHAPTER 2. FISCAL REQUIREMENTS (12750-12757)

(Text)

(1-click HTML)

+

CHAPTER 3. OTHER PROVISIONS (12760-12764)

(Text)

(1-click HTML)

+

PART 8. SERVICE CONTRACTS (12800-12865)

(Text)

(1-click HTML)

+

DIVISION 3. THE INSURANCE COMMISSIONER

(Text)

(1-click HTML)

+

CHAPTER 1. APPOINTMENT, QUALIFICATION, AND OFFICES (12900-12907)

(Text)

(1-click HTML)

+

CHAPTER 2. POWERS AND DUTIES

(Text)

(1-click HTML)

+

Article 1. Generally (12919-12938)

(Text)

(1-click HTML)

+

Article 1.1. The California Community Development Financial Institution Tax Credit Program (12939-12939.1)

(Text)

(1-click HTML)

+

Article 2. Review of Commissioner's Acts (12940)

(Text)

(1-click HTML)

+

Article 3. Procuring Information on Policies (12950-12959)

(Text)

(1-click HTML)

+

Article 3.5. Reporting (12961-12969)

(Text)

(1-click HTML)

+

Article 4. Fees (12970-12980)

(Text)

(1-click HTML)

+

Article 5. Fee Oversight (12990-12995)

(Text)

(1-click HTML)

+

Article 7. Suspension of Privilege of Appearing or Practicing Before the Commissioner (13500-13505)

(Text)

(1-click HTML)

+

CHAPTER 3. CONCILIATION (13600-13601)

(Text)

(1-click HTML)

+

CHAPTER 4. HOLOCAUST ERA INSURANCE REGISTRY (13800-13807)

(Text)

(1-click HTML)

+

CHAPTER 5. SLAVERY ERA INSURANCE POLICIES (13810-13813)

(Text)

(1-click HTML)

+

DIVISION 4. AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL (13900-13907)

(Text)

(1-click HTML)

+

DIVISION 5. INSURANCE ADJUSTERS

(Text)

(1-click HTML)

+

CHAPTER 1. INSURANCE ADJUSTER ACT

(Text)

(1-click HTML)

+

Article 1. General Provisions (14000-14002)

(Text)

(1-click HTML)

+

Article 2. Administration (14010-14013)

(Text)

(1-click HTML)

+

Article 3. Regulation, Licensing, and Registration (14020-14045)

(Text)

(1-click HTML)

+

Article 4. Bonds (14050-14054)

(Text)

(1-click HTML)

+

Article 5. Disciplinary Proceedings (14060-14065)

(Text)

(1-click HTML)

+

Article 6. Nonresidents (14070-14078)

(Text)

(1-click HTML)

+

Article 7. Penal Provisions (14080)

(Text)

(1-click HTML)

+

Article 8. Expiration and Renewal of Licenses and Cards (14090-14094)

(Text)

(1-click HTML)

+

Article 9. Revenue (14097-14099)

(Text)

(1-click HTML)

+

CHAPTER 2. PUBLIC INSURANCE ADJUSTERS ACT

(Text)

(1-click HTML)

+

Article 1. General Provisions (15000-15002)

(Text)

(1-click HTML)

+

Article 2. Administration (15003-15005)

(Text)

(1-click HTML)

+

Article 3. Regulation, Licensing, and Registration (15006-15032)

(Text)

(1-click HTML)

+

Article 4. Bonds (15033-15037)

(Text)

(1-click HTML)

+

Article 5. Disciplinary Proceedings (15038-15043)

(Text)

(1-click HTML)

+

Article 6. Nonresidents (15044-15052)

(Text)

(1-click HTML)

+

Article 7. Penal Provisions (15053)

(Text)

(1-click HTML)

+

Article 8. Expiration and Renewal of Licenses and Cards (15054-15062)

(Text)

(1-click HTML)

+

CHAPTER 3. EMERGENCY DISASTER ASSESSMENT

(Text)

(1-click HTML)

+

Article 1. General Provisions (16000-16002)

(Text)

(1-click HTML)

+

Article 2. Emergency Disaster Assessment (16010-16016)

(Text)

(1-click HTML)

+

Article 3. Adjuster Identification (16020-16022)

(Text)

(1-click HTML)

+

Article 4. Coordination of Emergency Operations (16030-16032)

(Text)

(1-click HTML)

  

Our Mission
Objective

Our mission is to provide citizens free access to the laws and codes of their state utilizing a unique search engine that matches clients with qualified legal professionals who can help with specific issues.

Our goal is to do this in a manner that promotes open government and freedom of information, while providing attorneys with valuable tools to connect with qualified prospects in need of professional services.

Ignorance Is No Excuse
Your Right To Know The Law

All citizens have a right to have access to the laws that govern them. Citizen awareness and participation in government is fundamental to ensuring a sound democracy.

Although unfettered access to the law is a fundamental right to all citizens, there is no substitute for experienced legal counsel.

We do not recommend self-representation. We do, however, recognize that in an age where people routinely research legal matters online using everything from a smartphone to their xbox, both attorneys and clients alike can benefit from this resource.