Connecticut Law
Title 49 Mortgages And Liens


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Connecticut Laws | Title 49 Mortgages And Liens

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CHAPTER 846* MORTGAGES

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Sec. 49-1. When foreclosure a bar to further action on debt.

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Sec. 49-2. Inclusion of taxes and other items as part of mortgage debt. Open-end mortgage. Reverse annuity mortgage. Negative amortization.

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Sec. 49-2a. Interest on funds held in escrow for payment of taxes and insurance.

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Sec. 49-2b. (Formerly Sec. 37-10). Interest on escrow accounts; regulations of Banking Commissioner.

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Sec. 49-2c. Exceptions.

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Sec. 49-3. Mortgage securing future advancements.

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Sec. 49-4. Mortgages by U.S. government and certain credit associations and banks to secure future advancements.

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Sec. 49-4a. Open-end mortgages, United States or its instrumentalities and certain banks authorized to hold.

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Sec. 49-4b. Open-end mortgage as security for guaranty of an open-end loan. Mortgage deed requirements. Description of loan and secondary liability.

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Sec. 49-4c. Mortgage as security for obligations under an electricity purchase agreement.

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Sec. 49-5. Mortgages on property of public service companies.

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Sec. 49-5a. Master mortgage recording.

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Sec. 49-5b. Required information in a mortgage contingency clause.

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Sec. 49-6. Trust mortgages.

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Sec. 49-6a. Definitions. Interim financing policy disclosure required.

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Sec. 49-6b. Definitions.

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Sec. 49-6c. Notice of late fee required. Exception.

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Sec. 49-6d. Legal representation.

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Sec. 49-7. Agreements concerning expenses and attorneys' fees.

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Sec. 49-7a. Lenders prohibited from requiring multiple original notes.

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Secs. 49-7b to 49-7e.

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Sec. 49-7f. Mortgage brokers and lenders prohibited from referring buyers of real property to a real estate broker, salesperson or attorney for a fee or commission. Suspension or revocation of licenses.

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Sec. 49-8. Release of satisfied or partially satisfied mortgage or ineffective attachment, lis pendens or lien. Damages.

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Sec. 49-8a. Release of mortgage. Affidavit. Recording of affidavit with town clerk. Penalty for recording false information.

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Sec. 49-9. Release of mortgage, mechanic's lien or power of attorney. Form of instrument. Index. Operation of executed release.

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Sec. 49-9a. Validation of release of mortgage. Affidavit.

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Sec. 49-10. Assignment of mortgage debt. Form of instrument. Requirements. Sufficient notice of assignment. Operation of executed assignment.

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Sec. 49-10a. Request for payoff statement or reinstatement payment statement.

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Sec. 49-10b. Residential real estate transaction involving payoff of mortgage loan. Disclosure statement prepared and sent to mortgage holder by notification agent. Form.

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Sec. 49-11. Release of mortgage by executor, administrator, spouse, next of kin, guardian, conservator or other suitable person.

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Sec. 49-12. Release of mortgage by foreign executor, administrator, trustee, conservator or guardian.

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Sec. 49-13. Petition for discharge of mortgage or ineffective attachment, lis pendens or lien.

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Sec. 49-13a. Undischarged mortgage invalid as further lien. Time periods. Tolling of time period by recording notice.

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Sec. 49-14. Deficiency judgment.

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Sec. 49-15. Opening of judgments of strict foreclosure.

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Sec. 49-16. Foreclosure certificate. Penalty.

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Sec. 49-17. Foreclosure by owner of debt without legal title.

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Sec. 49-18. Foreclosure by executor, administrator or trustee.

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Sec. 49-19. Title to vest in encumbrancer paying debt and costs.

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Sec. 49-20. Redemption by holder of encumbrance on part of property foreclosed.

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Sec. 49-21. Defendant to receive and file certificate of satisfaction or certificates of judgment of strict foreclosure or foreclosure by sale.

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Sec. 49-22. Execution of ejectment on foreclosure judgment. Disposition of property.

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Sec. 49-22a. Execution of ejectment on foreclosure judgment on mortgage guaranteed by Administrator of Veterans' Affairs.

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Sec. 49-23. Ejectment by mortgagee barred by tender of debt and costs.

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Sec. 49-24. Court may foreclose lien or mortgage on land by sale.

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Sec. 49-25. Appraisal of property.

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Sec. 49-26. Conveyance; title of purchaser.

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Sec. 49-27. Disposal of proceeds of sale.

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Sec. 49-28. When proceeds of sale will not pay in full.

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Sec. 49-29. Expenses of sale and costs.

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Sec. 49-30. Omission of parties in foreclosure actions.

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Sec. 49-31. Actions against the state.

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Sec. 49-31a. Subordination clauses.

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Sec. 49-31b. Information in deed sufficient notice as to nature and amount of obligation. Deed for variable rate mortgage loan.

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Sec. 49-31c. When subordination not subject to statute of frauds and automatically effective.

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Sec. 49-31d. Definitions.

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Sec. 49-31e. Notice to homeowner of protections from foreclosure.

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Sec. 49-31f. Application for protection from foreclosure action. Qualifications. Court determination of eligibility. Stay of foreclosure action.

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Sec. 49-31g. Restructuring of mortgage debt by court.

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Sec. 49-31h. Partial payment by homeowner mandated by court as condition for granting of restructuring order.

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Sec. 49-31i. Determination of restructured mortgage debt. Limitations on amount of mortgage debt following restructuring. Computation of new mortgage debt.

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Sec. 49-31j. Regulations.

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Sec. 49-31k. Definitions.

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Sec. 49-31l. Foreclosure mediation: Notice of foreclosure mediation program. Forms. Procedure.

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Sec. 49-31m. Foreclosure mediation program.

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Sec. 49-31n. Mediation period. Termination of program.

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Sec. 49-31o. Consent of mortgagee required for changes. Disclosure of information submitted to mediator.

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CHAPTER 847* LIENS

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Sec. 49-32. Liens in favor of the United States.

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Sec. 49-32a. Federal liens.

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Sec. 49-33. Mechanic's lien. Precedence. Rights of subcontractors.

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Sec. 49-34. Certificate of lien to be recorded and notice given to owner.

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Sec. 49-35. Notice of intent. Liens of subcontractors and materialmen.

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Sec. 49-35a. Application for reduction or discharge. Forms. Hearing. Entry fee.

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Sec. 49-35b. Burden of proof at hearing. Authority of court.

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Sec. 49-35c. Appeal.

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Sec. 49-35d. Validation of lien recorded prior to April 22, 1975.

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Sec. 49-36. Liens limited; apportionment; payments to original contractor.

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Sec. 49-37. Dissolution of mechanic's lien by substitution of bond. Joinder of actions on claim and bond.

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Sec. 49-37a. Lien validated when bond substituted prior to April 22, 1975.

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Sec. 49-38. Lien on railroad for services or materials in construction.

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Sec. 49-39. Time limitation of mechanic's lien. Action to foreclose privileged.

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Sec. 49-40. Record of discharge of mechanic's and judgment liens.

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Sec. 49-40a. Mechanic's liens expired by limitation of time.

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Sec. 49-40b.

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Sec. 49-41. Public buildings and public works. Bonds for protection of employees and materialmen. Performance bonds. Limits on use of owner-controlled insurance programs. Certain surety contract provisions.

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Sec. 49-41a. Enforcement of payment by general contractor to subcontractor and by subcontractor to its subcontractors.

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Sec. 49-41b. Release of payments on construction projects.

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Sec. 49-41c. State contractor to make payment to subcontractor within thirty days.

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Sec. 49-42. Enforcement of right to payment on bond. Suit on bond, procedure and judgment.

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Sec. 49-43. Certified copies of bonds and contracts for public works.

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Secs. 49-44 to 49-46. Recording of judgment lien; when it holds from attachment. Lien only on land liable to execution at date of judgment. Owner of judgment may file lien; foreclosure, limitation of time, notice of lis pendens.

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Sec. 49-46a.

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Sec. 49-47.

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Sec. 49-47a. Form of mechanic's lien foreclosure certificates.

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Sec. 49-48.

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Sec. 49-49. When insolvency proceedings set aside lien.

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Sec. 49-50.

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Sec. 49-51. Discharge of invalid lien.

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Sec. 49-52. Pendency of action to foreclose lien on personalty not to be notice.

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Sec. 49-53. Duty of officer serving process in such action. Record by town clerk.

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Sec. 49-54.

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Sec. 49-55. Vessel lien in connection with building, repairing, mooring, dockage or storage.

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Sec. 49-55a. Notice of vessel lien. Substitution of bond. Sale of vessel and satisfaction of lien.

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Sec. 49-55b. Form of notice of vessel lien.

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Sec. 49-55c. Dissolution of lien. Action by person claiming lien.

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Sec. 49-55d. Obtaining of lien without possession of vessel. Writ of attachment. Judicial sale.

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Sec. 49-56. Notice of vessel lien to be filed with Secretary of the State. Duration of lien. Discharge.

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Sec. 49-56a. Termination or removal of notice of lien.

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Sec. 49-57. Form of certificate of lien on vessel.

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Sec. 49-58. Lien not to exceed contract price.

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Sec. 49-59. Discharge of liens. Penalty for failure to discharge.

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Sec. 49-60. Jewelers' liens. Television and radio service dealers' liens.

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Sec. 49-61. Release of artificer's lien on substitution of bond. Lien on motor vehicle; notice to commissioner. Sale.

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Sec. 49-62. Form of application.

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Sec. 49-63. Notice of application. Hearing.

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Sec. 49-64. Form of bond.

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Sec. 49-65. Dissolution of lien to be recorded.

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Sec. 49-66. Pleadings may be amended.

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Sec. 49-67. Limitation of action on bond.

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Sec. 49-68. Liens of boardinghouse keepers.

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Sec. 49-69. Liens of hotel keepers.

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Sec. 49-70. Lien on animals for their keep. Transfer of abandoned animals.

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Sec. 49-71. Lien of manufacturers on materials.

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Sec. 49-72. Liens for rates or charges owed to private water company.

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Sec. 49-73. Liens on accident and liability policies in favor of hospitals and ambulance services. Service of process on insurer and defendant.

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Sec. 49-73a. Liens on proceeds of fire insurance for outstanding municipal taxes.

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Sec. 49-73b. Municipalities authorized to recover expenses. Liens on real estate and fire insurance proceeds.

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Sec. 49-73c. Certificate of lien to constitute constructive notice.

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Sec. 49-73d. Insurance company to notify town clerk of demand in writing of a statement of liens.

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Sec. 49-73e. Precedence and priority of liens.

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Sec. 49-73f. Municipal ordinance providing for release or return of insurance proceeds.

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Sec. 49-73g. Insurance company not to be held liable for payments to municipality.

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Sec. 49-73h. Applicability of lien provisions.

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Sec. 49-73i. Provisions re liens on insurance proceeds not to be deemed to affect other liens on real estate.

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Sec. 49-74. Liens for cleaning, storage and other charges.

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Sec. 49-75. Sale of property subject to lien for other than storage charges.

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Sec. 49-76. Sale of property subject to lien for storage charges.

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Secs. 49-77 to 49-85. Liens of factors on merchandise, generally.

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Sec. 49-86. Bond in lieu of attachment. Notice of lien.

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Sec. 49-87. Certificate of dissolution of bond, filing.

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Sec. 49-88. Duration of lien on real estate. Discharge upon expiration.

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Sec. 49-89. When judgment lien to date back to notice.

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Sec. 49-90. Certificate of court clerk upon happening of certain events or lien becoming ineffective.

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Sec. 49-91. Certificate of plaintiff removing lien upon happening of certain events or lien becoming ineffective.

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Sec. 49-92. Other lien rights not affected. Compliance with other statutes.

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Sec. 49-92a. Purchaser's lien. Precedence. Foreclosure. Recording of notice.

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Sec. 49-92b. Dissolution on substitution of bond. Joinder of actions on claim and bond.

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Sec. 49-92c. Limitation of lien.

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Sec. 49-92d. Record of discharge.

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Sec. 49-92e. Action to claim discharge.

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Sec. 49-92f. Certificate of removal of lien.

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Sec. 49-92g. Aircraft liens.

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Sec. 49-92h. Notice of aircraft lien. Substitution of bond. Sale of aircraft and satisfaction of lien.

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Sec. 49-92i. Form of notice of aircraft lien.

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Sec. 49-92j. Dissolution of aircraft lien. Action by person claiming lien.

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Sec. 49-92k. Discharge of aircraft lien. Penalty for failure to discharge.

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Secs. 49-92l to 49-92n.

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Sec. 49-92o. Assignment of liens by regional sewer authorities for unpaid sewer assessments or connection or use charges.

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Sec. 49-92p. Assignment of liens by regional water authorities for unpaid water assessments or connection and use charges.

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CHAPTER 848 CHATTEL MORTGAGES

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Secs. 49-93 to 49-115. Chattel mortgages.

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